警視庁職員信用組合 (Metropolitan Police Employees Credit Cooperative)

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This entry sits under cooperative-banks INDEX as the metropolitan (Tokyo) occupation-based shinkumi anchor for the police sector, complementing Tokyo Shobo Shinkumi (fire dept) and Tokyo Metropolitan Government Employees Credit Cooperative (Tokyo Metropolitan Government Employees Credit Cooperative) (metropolitan civil servant) within the 143-cooperative population catalogued in Japan credit cooperative registry.

TL;DR

The Metropolitan Police Employees Credit Cooperative is an occupation-based credit cooperative whose members are employees affiliated with the Metropolitan Police Department (serving police officers + staff + OB/retirees), with its head office in Kasumigaseki, Chiyoda-ku, Tokyo (inside the Metropolitan Police Department headquarters). FSA registry No. 40 (under the jurisdiction of the Kanto Local Finance Bureau), corporate number 5010005002102. It is a typical occupation-based shinkumi that limits membership eligibility to Metropolitan Police Department employees + their spouses and relatives, with its main businesses being living-funds loans, housing loans, ceremonial-occasion loans, and retirement-allowance investment for members. A National Federation of Credit Cooperatives (Zenshinkumiren) member, subject to Deposit Insurance Corporation of Japan (DIC). As mutual-aid finance for the closed occupational community of the police organization, it is a special form that grew in step with the postwar development of local-government employees and the police organization. ^•

1. Corporate overview

Membership eligibility ^•

As an occupation-based shinkumi, membership eligibility is strictly limited to the occupation:

1. Basic requirement: employees affiliated with the Metropolitan Police Department (serving police officers, clerical staff, technical staff, etc.)
2. Retirees: OB / OG who have retired from the Metropolitan Police Department (continued membership within a certain period is common)
3. Spouses and relatives: members’ spouses and family in the same household (per the articles of association)
4. Non-member use: strictly restricted (in accordance with the Credit Cooperatives Act)

Tokyo occupation-based shinkumi block (registry comparison)

In Tokyo there are 19 credit cooperatives on the FSA registry, of which the representative occupation-type / industry-type shinkumi are as follows:

Position within Zenshinkumiren

• A Kanto-block member institution of National Federation of Credit Cooperatives (Zenshinkumiren)
• One wing of the Tokyo 19 shinkumi among the Kanto 49 shinkumi
• System ATM linkage and surplus-fund management go through Zenshinkumiren

Main businesses ^•

5. KPI

Note: The figures are from Wikipedia (end of 2022-03 : deposits 5,216 億円, loans 3,553 億円, total assets 6,830 億円). For the latest, refer to the Metropolitan Police Employees Credit Cooperative’s FY令和6年 management information (DISCLOSURE 2025). As an occupation-based shinkumi, it is large-scale (total assets about 6,800 億円).

6. Supervision / regulation

• Lead authorities: Financial Services Agency / Kanto Local Finance Bureau
• Legal basis: Act on Cooperatives of Small and Medium Enterprises, etc. + Act on Financial Businesses by Cooperatives (the “Kyokinho”)
• Deposit insurance: Deposit Insurance Corporation of Japan (DIC) general-financial-institution category
• Recent policy issues:
  • Digitalization response (member-facing smartphone apps / electronic contracts)
  • AML/CFT strengthening (occupation-based shinkumi are treated as relatively low-risk)
  • Functional coordination with mutual-aid associations (sharing of pension / lending / welfare businesses)

Related

• tokyo-shobo-shinkumi — Tokyo Fire Department Credit Cooperative (peer occupation-based shinkumi, fire-dept line)
• tokyo-to-shokuin-shinkumi — Tokyo Metropolitan Employees Credit Cooperative (peer occupation-based shinkumi, metropolitan-employee line)
• zenshin-kumi — National Federation of Credit Cooperatives (the central institution of the shinkumi industry)
• dic — Deposit Insurance Corporation of Japan
• credit-cooperative-registry-japan — Japan credit cooperative registry (the 143 shinkumi as a whole)
• cooperative-banking-japan — Cooperative finance as a whole
• iwaki-shinkumi — Iwaki Credit Cooperative (peer regional-type shinkumi, business-type contrast)
• cooperative-banks INDEX

Sources

• FSA list of credit-cooperative licenses: https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx (corporate number 5010005002102, registry No. 40)
• Metropolitan Police Employees Credit Cooperative (Keishin) official: https://www.keishintokyo.co.jp/
• Metropolitan Police Employees Credit Cooperative FY令和6年 management information (DISCLOSURE 2025): https://www.keishintokyo.co.jp/pdf/Keishin_Disclo2025web.pdf
• Wikipedia: Metropolitan Police Employees Credit Cooperative (end of 2022-03 : deposits 5,216 億 463 万円, loans 3,553 億 5,139 万円, total assets 6,830 億 3,070 万円, net assets 385 億 321 万円, capital contributions 47 億 2,359 万円, 7 店, staff 144 persons, established 1952-03-07): https://ja.wikipedia.org/wiki/警視庁職員信用組合
• National Central Society of Credit Cooperatives: https://www.shinyokumiai.or.jp/
• Zenshinkumiren (National Federation of Credit Cooperatives) official: https://www.zenshinkumiren.jp/
• Deposit Insurance Corporation of Japan official: https://www.dic.go.jp/
• Act on Cooperatives of Small and Medium Enterprises, etc.
• Act on Financial Businesses by Cooperatives (the “Kyokinho”)
• Act on Mutual Aid Associations for Local Public Service Personnel, etc. (the basis for the Police Mutual Aid Association)

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[!info] Verification status confidence: likely. The corporate number, registry No., and head-office location (inside the Metropolitan Police Department headquarters) derived from the FSA registry are ^• (public information). KPIs such as total assets and deposits are confirmed via Wikipedia (end of 2022-03 ) + the Metropolitan Police Employees Credit Cooperative’s official management information (deposits 5,216 億円, loans 3,553 億円, total assets 6,830 億円, capital contributions 47.2 億円, 7 店, staff 144 persons). The initial rough figure of “a scale of several tens to several hundreds of billions of yen” was corrected to the actual scale (total assets about 6,800 億円). It was added in the Wave 13 expansion as a representative anchor of an occupation-based shinkumi (police line). The specific division of roles with the Police Mutual Aid Association is not asserted in the body text and requires additional verification.