Fukuoka Prefecture Credit Cooperative

Wiki route

This entry sits undercooperative-banks INDEXas the Kyushu prefecture-wide shinkumi anchor, complementingIwaki Shinkumi(Tohoku city-level) andSapporo Chuo Shinkumi(Hokkaido city-level) for regional shinkumi coverage within the143-cooperative population cataloged inJapan credit cooperative registry.

TL;DR

Fukuoka Prefectural Credit Union is a prefecture-based regional credit union with its main office located in Akasaka, Chuo-ku, Fukuoka City, Fukuoka Prefecture. FSA registry No.128 (Fukuoka Finance Branch Administration), Corporate Number4290005002505. Fukuoka prefecture3 As the core of the credit unions (Fukuoka Prefecture Doctors Credit Union, Fukuoka Prefecture Credit Union, Fukuoka Prefectural Office Credit Union), we are responsible for SME financing, housing loans, and regional finance within the prefecture.National Federation of Credit Cooperatives (Zenshinkumiren)member,Deposit Insurance Corporation of Japan (DIC)subject. Kyushu’s largest regional bankFukuoka FG (FFG)・Nishi Nippon Fhd)]] is a powerful regional bank.2 行Under the system, regional financial institutions maintain their unique niche as prefectural credit unions.^•

1.Corporate overview

Membership qualification^•

As it is a prefecture-based regional credit union, the membership qualification is a two-tier structure: district (prefecturewide) + business area:

1. Area requirements: Individuals and corporations who live, work, or have a business office in Fukuoka Prefecture.
2. Size requirements: Small and medium-sized businesses — 300 employees or less or capital 3 億円 or less (depending on industry)
3. Business area: No industry specified (cross-industry as it is regional)

Fukuoka prefecture credit union block (registry comparison)

Fukuoka Prefecture is on the FSA registry.3 Credit union (registry No.127-129):

Note: Fukuoka3 Credit unions have a non-overlapping structure with three types: Professional Area (Doctors)/Regional Area (Prefectural Area)/Occupational Area (Prefectural Employees). Kyushu7 Fukuoka prefecture is the only prefecture with this3 Aligning the types, other prefectures1-2 Credit union only.

Kyushu/Fukuoka Finance Branch Credit Union Block^•

Fukuoka Finance Branch = Fukuoka Prefecture + Saga Prefecture + Nagasaki Prefecture (10 Credit union total):

Note: Other prefectures in mainland Kyushu (Kumamoto, Oita, Miyazaki, Kagoshima) are under the jurisdiction of the Kyushu Local Finance Bureau and are counted separately. Fukuoka Finance Branch = Kitakyushu Block (Fukuoka, Saga, Nagasaki).

Position within Zenshin Union

• National Federation of Credit Cooperatives (Zenshinkumiren) Kyushu block member banks
• Fukuoka Finance Branch10 Fukuoka prefecture among credit unions3 Core regional representative of credit union
• System ATM coordination and surplus funds management are via Zenshin Union

Main business^•

5. KPI update route

Sources: For KPI and history updates, use the Fukuoka Prefecture Credit Union’s official disclosure, and for corporate identification information, use the Financial Services Agency’s list of credit union licenses. KPIs derived from secondary materials and unverified industry rankings from the previous edition have been withdrawn. ^[Sources: https://kenshin-f.jp/disclosure/; https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx.]

6.Supervision/Regulation

• Supervised by: Financial Services Agency, Fukuoka Finance Branch
• Legal basis: Small and Medium Enterprise Cooperatives Act + Act on Financial Business by Cooperatives (Cooperative Act)
• Deposit Insurance:Deposit Insurance Corporation of Japan (DIC)General financial institution limit
• Current policy issues:
  • DX compatible (smartphone app/electronic contract for union members)
  • AML/CFT enhancement Support costs
  • Conflicting trends with continuation of population concentration in central Fukuoka vs depopulation in rural areas of the prefecture
  • Positioning of Kyushu Financial Group (led by FFG and NNFH) in the regional financial restructuring framework

Related

• zenshin-kumi— National Federation of Credit Cooperatives (Central organization for the credit union industry)
• iwaki-shinkumi— Iwaki Credit Union (peer regional credit union, Tohoku version)
• sapporo-chuo-shinkumi— Sapporo Chuo Credit Union (peer regional credit union, Hokkaido version)
• fukuoka-fg— Fukuoka FG (parent company of Fukuoka Bank, largest regional bank in Kyushu)
• nnfh— Nishinippon City Bank (NNFH)
• fukuoka-shinkin— Fukuoka Shinkin Bank (peer Fukuoka Shinkin Bank, compared to business type)
• dic— Deposit Insurance Corporation
• credit-cooperative-registry-japan— Japan credit cooperative registry (143 shinkumi (whole)
• cooperative-banking-japan— Overall cooperative finance
• cooperative-banks INDEX

Sources

• Financial Services Agency credit union license list: https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx (corporate number4290005002505, Registry No.128)
• Fukuoka Prefecture Credit Union Disclosure: https://kenshin-f.jp/disclosure/
• National Credit Union Central Association: https://www.shinyokumiai.or.jp/
• Zenshinkumiren (National Credit Cooperative Federation) Official: https://www.zenshinkumiren.jp/
• Deposit Insurance Corporation Official: https://www.dic.go.jp/
• Small and Medium Enterprises Cooperative Association Law
• Act on financial business by cooperatives (Cooperative Act)

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[!info] Calibration status confidence: likely. The corporate number, registered jurisdiction, and head office location are based on the Financial Services Agency directory, and the latest KPIs and history are based on the official disclosure magazine. The KPIs derived from secondary materials in the previous version have been deleted, and the figures will be reposted only when the primary materials have been directly confirmed.