The Bank of Iwate, Ltd. (株式会社岩手銀行)

Wiki route

This entry sits under regional-banks INDEX. Read it against Fidea HD for peer / contrast context and banking index for the broader system / regulatory boundary.

TL;DR

The Bank of Iwate is a first-tier regional bank headquartered in Morioka, Iwate Prefecture. In northern Tohoku, placed alongside Fidea HD, ProCrea Holdings (ProCrea HD), and 77 Bank (77 Bank), it serves as a reference point for observing regional finance in a population-declining area. Its core is deposits within Iwate Prefecture, corporate transactions, earthquake-recovery finance, and regional-industry support.

1. Company overview

Per the official company overview, as of 2025-03-31 employees numbered 1,333, branches numbered 110, total assets were 3兆7,970億円, total deposits etc. were 3兆4,222億円, and loans were 2兆2,066億円.

2. Business segment map

3. Strategy / competition

• Core regional bank of Iwate Prefecture: Centered on Morioka, it covers the entire prefecture and serves as the principal receptacle for intra-prefecture deposits and loans.
• Medium-term plan: The 21th medium-term management plan runs from 2023-04 to 2026-03 . Over the long term it targets consolidated net income of 100億円 and ROE of 5%, and sets as its 2025年 fiscal-year targets consolidated net income of 70億円 and ROE of 4% or more.
• Tohoku-wide comparison: By comparing with Miyagi’s 77-bank, Aomori’s proclair-hd, and Akita/Yamagata’s fidea-hd, one can see the difference between a standalone bank and an integrated holding company.
• Distinctiveness of recovery finance: Post-Great East Japan Earthquake recovery, disaster prevention, and coastal-area regeneration remain a distinctive theme in the Bank of Iwate’s regional-finance story.

4. Regulation / policy

• A bank under the Banking Act, supervised by the FSA / Local Finance Bureau.
• As a listed bank, subject to the Companies Act, the FIEA, and TSE disclosure.
• In regional financial administration, business succession, regional decarbonization, disaster recovery, and regional revitalization are key themes.

Related

• fidea-hd · akita-bank · 77-bank
• proclair-hd · banking INDEX · FinWiki index

Sources

• Bank of Iwate “Company Overview”: https://www.iwatebank.co.jp/company/information/aboutus.html
• Bank of Iwate “21th Medium-Term Management Plan”: https://www.iwatebank.co.jp/company/management/plan.html

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[!info] Verification status confidence: likely. Existence, head office, financial institution code, 2025-03-31 KPI, and medium-term-plan targets confirmed via the official company overview and medium-term plan.