Hiroshima Bank

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against bank of china for the neighbouring-prefecture peer / contrast, and against the FSA plus banking for the supervisory / system boundary. Group context lives in the parent Hirogin HD page.

TL;DR

The Hiroshima Bank, Ltd. (株式会社広島銀行) is a regional bank (first-tier regional bank / 第一地銀) headquartered in Hiroshima City, Hiroshima Prefecture, holding a banking licence under the Banking Act and listed on the FSA bank-licence list. It is the core operating bank of Hirogin HD and a regional-bank operating-company anchor representing the Chugoku region. Its business follows the standard regional-bank model, centred on deposit-taking in the Setouchi area and lending to SMEs, individuals, and local governments.

1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, hirogin.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^↗

2. Operating model

The Hiroshima Bank is a regional bank handling retail deposits, SME finance, Setouchi-area corporate banking, automotive and related supply-chain transactions, lending to local governments, and regional consulting in Hiroshima Prefecture. It is a cross-prefecture first-tier regional bank extending its operating base across the Setouchi area of Hiroshima, Okayama, Yamaguchi, and Ehime. The Hirogin HD page covers holding-company strategy and group companies (securities, leasing, IT), while this page covers the bank-licence operating boundary.

3. Regulatory & system positioning

• Supervision: Under the Banking Act, supervised by the FSA (FSA) and the Chugoku Local Finance Bureau. Soundness is disciplined through capital-adequacy ratio regulation (domestic standard), etc.
• Industry body: A first-tier regional bank belonging to the Regional Banks Association of Japan (Chiginkyo). It participates in the Zengin System (the nationwide bank fund-settlement network) and, as an industry body, connects to the Zenginkyo framework.
• Depositor protection: Deposits are covered by the Deposit Insurance Corporation of Japan (DIC).
• Consolidation context: For the general context of regional-bank reorganisation / consolidation pressure in the Chugoku region, see regional-bank consolidation pattern.

4. Why this page matters

• Closes the FSA exact-name operating-company gap for the Hiroshima Bank.
• Separates the bank entity from hirogin-hd holding-company strategy.
• Provides a peer anchor for momiji-bank, chugoku-bank, and yamaguchi-fg.

Related

• regional-banks INDEX
• hirogin-hd
• momiji-bank
• chugoku-bank
• yamaguchi-fg
• FSA
• regional-bank-consolidation-pattern
• INDEX
• FinWiki index

Sources

• FSA (金融庁): bank license list (ginkou.xlsx), regional banks.
• The Hiroshima Bank official company-information page, https://www.hirogin.co.jp/company/.
• Hirogin Holdings (7337) is listed on the Tokyo Stock Exchange Prime Market (parent holding-company listing).