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Japan third-party prepaid payment instrument issuers registry index

ConfidenceLikely
Updated2026-05-21
Review by2026-11-21
Sources2Machine-translatedOriginal (JA)
#payments#prepaid#payment-services-act#registry#fsa#wallet
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TL;DR

FSA’s third-party prepaid payment instrument issuer list contains 803 issuers as of 2026-04-30. This page is the registry-control route for the prepaid issuer surface. It does not reproduce all 803 rows; the official FSA workbook remains the complete row-level source of truth.

Use this page to separate prepaid / stored-value issuance from funds-transfer, credit-card, points, and stablecoin / EPI routes. Create standalone pages only for material wallet, card, retail, transport, game, or fintech operators.

Boundary

Boundary Treatment
Third-party prepaid payment instrument issuer Registered issuer of prepaid value usable at third-party merchants / stores. Full population is controlled by FSA daisan.xlsx.
Funds-transfer service provider Use FSA funds-transfer list and funds-transfer-vs-prepaid-boundary.
Credit-card / installment operator Use METI Installment Sales Act registries and card-acquiring-japan-stack.
Loyalty points Route to INDEX unless legal value is prepaid payment instrument.
Stablecoin / EPI Route to japan-stablecoin-regulatory-landscape and jp-exchange-sbi-vc-trade.

Registry Snapshot

Metric Reading
FSA as-of date 2026-04-30
Total third-party prepaid issuers 803
Largest jurisdiction by issuer count 関東財務局: 314
Registry reproduction policy Do not copy 803 rows into wiki; cite FSA workbook and keep jurisdiction counts / material routes here.

Jurisdiction Counts

Jurisdiction Issuers
北海道財務局 44
東北財務局 99
関東財務局 314
東海財務局 62
北陸財務局 38
近畿財務局 71
中国財務局 59
四国財務局 36
福岡財務支局 39
九州財務局 35
沖縄総合事務局 6
Total 803

Existing Material Wiki Routes

These rows are not a completeness claim for all major prepaid issuers. They are the currently routed material operators already present in FinWiki.

Official name in FSA list Registration date Corporate number Wiki route Boundary note
三菱ＵＦＪニコス株式会社 1991-11-22 8010001000016 mufg-nicos Card / prepaid / settlement group operator
株式会社セブン・カードサービス 2007-02-22 4010001088278 seven-card-service Seven & i card / prepaid adjacency
ａｕペイメント株式会社 2010-09-30 5010401069983 au-payment au PAY prepaid / funds-transfer boundary
ＳＢペイメントサービス株式会社 2010-12-10 4010401058731 sb-payment-service Merchant PSP / prepaid adjacency
ライフカード株式会社 2011-04-01 3020001086810 life-card Card and prepaid / guarantee adjacency
株式会社エポスカード 2015-01-08 6011201010186 epos-card Marui group card / prepaid adjacency
楽天Ｅｄｙ株式会社 2016-07-21 3010901038102 rakuten-edy Prepaid electronic money operator
株式会社Ｋｙａｓｈ 2017-01-16 9011001103831 kyash Wallet / prepaid-card / funds-transfer fintech
ＰａｙＰａｙ株式会社 2018-10-05 5010001192707 paypay Code-payment wallet; prepaid / funds-transfer / points decomposition required
株式会社メルペイ 2019-01-24 1010401135178 merpay Marketplace wallet / code-payment operator
イオンフィナンシャルサービス株式会社 2023-04-24 2010001010887 aeon-financial-service Retail finance group / prepaid adjacency
株式会社スマートバンク 2024-03-26 8011001127534 smartbank Household wallet / prepaid card adjacency
三井住友カード株式会社 1990-12-03 3120001082353 smbc-card Card issuer / prepaid adjacency

Promotion Rules

Promote an issuer from registry-only to standalone page only if it is:

  • a major wallet, code-payment, card, transport, retail, game, or platform operator;
  • already linked to a JapanFG / payments / fintech analysis thread;
  • strategically important for prepaid vs funds-transfer vs points decomposition;
  • public-source rich enough to support a standalone page.

Sources

  • FSA, “前払式支払手段（第三者型）発行者登録一覧”, daisan.xlsx, as of 2026-04-30.
  • FSA, prepaid payment instruments policy page.

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