Japan third-party prepaid payment instrument issuers registry index
ConfidenceLikelyUpdated2026-07-30Review by2026-11-21Sources2Machine-translatedOriginal (JA)
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TL;DR
FSA’s third-party prepaid payment instrument issuer list contains 803 issuers as of 2026-04-30. This page is the registry-control route for the prepaid issuer surface. It does not reproduce all 803 rows; the official FSA workbook remains the complete row-level source of truth.
Use this page to separate prepaid / stored-value issuance from funds-transfer, credit-card, points, and stablecoin / EPI routes. Create standalone pages only for material wallet, card, retail, transport, game, or fintech operators.
Boundary
The following table is scoped to public primary sources (fsa.go.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ↗
| Boundary | Treatment |
|---|---|
| Third-party prepaid payment instrument issuer | Registered issuer of prepaid value usable at third-party merchants / stores. Full population is controlled by FSA daisan.xlsx. |
| Funds-transfer service provider | Use FSA funds-transfer list and funds-transfer-vs-prepaid-boundary. |
| Credit-card / installment operator | Use METI Installment Sales Act registries and card-acquiring-japan-stack. |
| Loyalty points | Route to INDEX unless legal value is prepaid payment instrument. |
| Stablecoin / EPI | Route to japan-stablecoin-regulatory-landscape and jp-exchange-sbi-vc-trade. |
Registry Snapshot
The following table is scoped to public primary sources (fsa.go.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ↗
| Metric | Reading |
|---|---|
| FSA as-of date | 2026-04-30 |
| Total third-party prepaid issuers | 803 |
| Largest jurisdiction by issuer count | 関東財務局: 314 |
| Registry reproduction policy | Do not copy 803 rows into wiki; cite FSA workbook and keep jurisdiction counts / material routes here. |
Jurisdiction Counts
The following table is scoped to public primary sources (fsa.go.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ↗
| Jurisdiction | Issuers |
|---|---|
| 北海道財務局 | 44 |
| 東北財務局 | 99 |
| 関東財務局 | 314 |
| 東海財務局 | 62 |
| 北陸財務局 | 38 |
| 近畿財務局 | 71 |
| 中国財務局 | 59 |
| 四国財務局 | 36 |
| 福岡財務支局 | 39 |
| 九州財務局 | 35 |
| 沖縄総合事務局 | 6 |
| Total | 803 |
Existing Material Wiki Routes
These rows are not a completeness claim for all major prepaid issuers. They are the currently routed material operators already present in FinWiki.
The following table is scoped to public primary sources (fsa.go.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ↗
| Official name in FSA list | Registration date | Corporate number | Wiki route | Boundary note |
|---|---|---|---|---|
| 三菱ＵＦＪニコス株式会社 | 1991-11-22 | 8010001000016 | mufg-nicos | Card / prepaid / settlement group operator |
| 株式会社セブン・カードサービス | 2007-02-22 | 4010001088278 | seven-card-service | Seven & i card / prepaid adjacency |
| ａｕペイメント株式会社 | 2010-09-30 | 5010401069983 | au-payment | au PAY prepaid / funds-transfer boundary |
| ＳＢペイメントサービス株式会社 | 2010-12-10 | 4010401058731 | sb-payment-service | Merchant PSP / prepaid adjacency |
| ライフカード株式会社 | 2011-04-01 | 3020001086810 | life-card | Card and prepaid / guarantee adjacency |
| 株式会社エポスカード | 2015-01-08 | 6011201010186 | epos-card | Marui group card / prepaid adjacency |
| 楽天Ｅｄｙ株式会社 | 2016-07-21 | 3010901038102 | rakuten-edy | Prepaid electronic money operator |
| 株式会社Ｋｙａｓｈ | 2017-01-16 | 9011001103831 | kyash | Wallet / prepaid-card / funds-transfer fintech |
| ＰａｙＰａｙ株式会社 | 2018-10-05 | 5010001192707 | paypay | Code-payment wallet; prepaid / funds-transfer / points decomposition required |
| 株式会社メルペイ | 2019-01-24 | 1010401135178 | merpay | Marketplace wallet / code-payment operator |
| イオンフィナンシャルサービス株式会社 | 2023-04-24 | 2010001010887 | aeon-financial-service | Retail finance group / prepaid adjacency |
| 株式会社スマートバンク | 2024-03-26 | 8011001127534 | smartbank | Household wallet / prepaid card adjacency |
| 三井住友カード株式会社 | 1990-12-03 | 3120001082353 | smbc-card | Card issuer / prepaid adjacency |
Promotion Rules
Promote an issuer from registry-only to standalone page only if it is:
- a major wallet, code-payment, card, transport, retail, game, or platform operator;
- already linked to a JapanFG / payments / fintech analysis thread;
- strategically important for prepaid vs funds-transfer vs points decomposition;
- public-source rich enough to support a standalone page.
Related
- INDEX
- funds-transfer-vs-prepaid-boundary
- cashless-jp-landscape
- card-acquiring-japan-stack
- INDEX
- missing-financial-institutions-backlog
- FinWiki index
Sources
- FSA, “前払式支払手段（第三者型）発行者登録一覧”,
daisan.xlsx, as of 2026-04-30. - FSA, prepaid payment instruments policy page.
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