---
title: "SBI新生信託銀行 (SBI Shinsei Trust Bank)"
aliases:
  - "SBI Shinsei Trust Bank"
  - "SBI新生信託銀行"
  - "新生信託銀行"
  - "Shinsei Trust & Banking"
domain: trust-banks
created: 2026-05-22
last_updated: 2026-07-29
last_tended: 2026-07-29
review_by: 2026-10-27
confidence: likely
tags: [JapanFG, trust-bank, SBI, security-token, stablecoin, securitization]
status: active
sources:
  - "https://www.shinseitrust.com/corporate/about.html"
  - "https://www.shinseitrust.com/business/digital.html"
  - "https://www.shinseitrust.com/business/real_estate.html"
  - "https://www.shinseitrust.com/business/securitized_receivables.html"
  - "https://www.sbigroup.co.jp/news/pdf/2026/0325_d.pdf"
  - "https://www.fsa.go.jp/menkyo/menkyoj/kenei.pdf"
---

# SBI新生信託銀行 (SBI Shinsei Trust Bank)

## Wiki route

SBI Shinsei Trust Bank is a licensed trust-bank operating-company page under [[trust-banks/INDEX|trust-banks INDEX]]. Read it with [[regional-banks/sbi-shinsei-bank|SBI Shinsei Bank]], [[megabanks/sbi-hd|SBI Holdings]], [[trust-banks/mitsubishi-ufj-trust-bank|Mitsubishi UFJ Trust Bank]], [[payment-firms/progmat|Progmat]], [[fintech/japan-stablecoin-regulatory-landscape|Japan stablecoin regulation]], and [[banking/japan-trust-bank-custody-map|Japan trust-bank custody map]].

Use this page when the question is about the trust-bank legal entity, trust schemes, securitization, security tokens, or trust-bank-backed digital-finance routes. Use [[regional-banks/sbi-shinsei-bank|SBI Shinsei Bank]] for ordinary bank strategy and public-funds repayment history.

## Overview

SBI Shinsei Trust Bank is the trust-bank arm inside the SBI Shinsei / SBI Holdings group. The public company profile shows the current name as **SBI新生信託銀行株式会社** from 2026-04-01, with ownership split between [[regional-banks/sbi-shinsei-bank|SBI Shinsei Bank]] at 51% and [[megabanks/sbi-hd|SBI Holdings]] at 49%.

The page matters because the entity is no longer only a quiet group trust subsidiary. Public releases and the company site connect it to real-estate trust, receivables securitization, security-token structures, and regulated digital-finance initiatives. That puts it between classic trust-bank functions and the [[fintech/jp-stablecoin-progmat|stablecoin / tokenized-money]] research surface.

## Entity Boundary ^[金融庁「信託兼営金融機関認可一覧」（2026-06-17 時点）: https://www.fsa.go.jp/menkyo/menkyoj/kenei.pdf; SBI新生信託銀行「会社概要」: https://www.shinseitrust.com/corporate/about.html]

| Item | Reading |
|---|---|
| Current legal name | SBI新生信託銀行株式会社 |
| Previous public name | 新生信託銀行株式会社 |
| Founded | 1996-11-27 |
| Main office | Roppongi, Minato-ku, Tokyo |
| Shareholders | SBI Shinsei Bank 51%, SBI Holdings 49% |
| Core license surface | Trust-bank / trust-business financial institution route |
| Key wiki boundary | Subsidiary / joint group vehicle, not the same entity as [[regional-banks/sbi-shinsei-bank|SBI Shinsei Bank]] |

The ownership change is important. Earlier local material and older public registry snapshots may still describe the trust bank as a wholly owned SBI Shinsei Bank subsidiary. Current public company material states the 51% / 49% structure.

## Business Line Map

| Line | What it covers | Related route |
|---|---|---|
| Real-estate trust | Management, administration, and trust-beneficiary-interest structures for real-estate assets. | [[trust-banks/mitsubishi-ufj-trust-bank]] |
| Receivables securitization | Trust structures for financial assets, receivables, and balance-sheet / funding transactions. | [[finance/japan-acquisition-finance]] |
| Security tokens | Trust-backed ST / STO structures, including specified beneficiary certificate issuing trusts. | [[securities/osaka-digital-exchange]] |
| Money trust | Trust-account asset administration and distribution under trust agreements. | [[banking/japan-trust-bank-custody-map]] |
| Digital finance | Public SBI-group positioning around trust-bank-backed digital asset / stablecoin infrastructure. | [[fintech/japan-stablecoin-regulatory-landscape]] |

The analytical point is the trust wrapper. The trust bank can be a legal-title and administration layer for assets that later appear to investors as securities, trust-beneficiary interests, or digital instruments.

## Public Context

For [[megabanks/sbi-hd|SBI Holdings]], the trust-bank function gives the group a regulated bridge between securities, banking, crypto / EPI distribution, and trust-account asset administration. This matters for three reasons.

First, SBI already has distribution and exchange surfaces through [[securities-firms/sbi-securities|SBI Securities]] and [[exchanges/jp-exchange-sbi-vc-trade|SBI VC Trade]]. A trust-bank function can sit behind issuance, custody, or reserve / asset-holding structures where public law permits.

Second, [[regional-banks/sbi-shinsei-bank|SBI Shinsei Bank]] provides the bank-balance-sheet and corporate-finance route, while this trust bank can structure bankruptcy-remoteness, asset segregation, or administration mechanics.

Third, the trust bank creates a peer / contrast with [[trust-banks/mitsubishi-ufj-trust-bank|Mitsubishi UFJ Trust Bank]] and [[payment-firms/progmat|Progmat]], where trust, digital securities, and stablecoin infrastructure are also linked.

## Regulatory / Research Notes

- Check FSA trust-business financial institution lists when current license status matters.
- Check company notices for current name and shareholder structure because FSA spreadsheets may lag corporate name changes.
- Do not infer consumer banking products from the existence of a trust-bank license.
- For security-token analysis, separate issuer, trustee, platform, broker, custodian, and settlement rail.
- For stablecoin / EPI analysis, connect this page to [[fintech/japan-stablecoin-regulatory-landscape|Japan stablecoin regulation]] and [[exchanges/jp-exchange-sbi-vc-trade|SBI VC Trade]] rather than treating all digital-finance activity as one license.

## Caveats

- Public material supports the strategic direction, but exact product availability can depend on future approvals, contractual role, investor type, and scheme design.
- Current and historical names is handled explicitly: "新生信託銀行" in older materials and "SBI新生信託銀行" after the 2026-04-01 name change.
- This page is not legal, tax, or investment advice.

## Related

- [[trust-banks/INDEX]]
- [[regional-banks/sbi-shinsei-bank]]
- [[megabanks/sbi-hd]]
- [[payment-firms/progmat]]
- [[trust-banks/mitsubishi-ufj-trust-bank]]
- [[trust-banks/jsf-trust-bank]]
- [[banking/japan-trust-bank-custody-map]]
- [[securities/osaka-digital-exchange]]
- [[fintech/japan-stablecoin-regulatory-landscape]]
- [[INDEX|FinWiki index]]

## Sources

- SBI Shinsei Trust Bank: company profile, business pages for digital, real-estate, and receivables trust services.
- SBI Holdings / SBI Shinsei Bank: 2026-03-25 public notice on share transfer / acquisition and name change.
- FSA: trust-business financial institution list.