---
title: "鹿児島銀行"
aliases: ["Kagoshima Bank", "The Kagoshima Bank", "株式会社鹿児島銀行", "かぎん"]
domain: regional-banks
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, banking, regional-bank, kyushu, kagoshima, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/ginkou.xlsx"
  - "https://www.kagin.co.jp/investor/profile/company.html"
---

# 鹿児島銀行


## Wiki route

This entry sits under [[regional-banks/INDEX|regional-banks INDEX]]. Read it against [[regional-banks/fukuoka-bank|福岡銀行]] for peer / contrast context and [[banking/INDEX|banking index]] for the broader system / regulatory boundary.

## TL;DR

株式会社鹿児島銀行は、金融庁の銀行免許一覧に掲載される鹿児島県本店の地方銀行。[[regional-banks/kyushu-fg]] の core operating bank であり、Kagoshima / South Kyushu regional-bank operating-company anchor として扱う。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, kagin.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; kagin.co.jp]

| Item | Notes |
|---|---|
| Legal name | 株式会社鹿児島銀行 |
| License route | Banking Act regional bank; FSA bank license list |
| Group boundary | [[regional-banks/kyushu-fg]] core operating bank |
| Home market | Kagoshima / Kagoshima City |
| Wiki role | Kagoshima regional-bank operating-company page |

## 2. Operating model

鹿児島銀行は、鹿児島県を中心に retail deposits, SME finance, agriculture / fisheries / tourism support, and South Kyushu relationship banking を担う regional bank。[[regional-banks/kyushu-fg]] page は group strategy and Higo / Kagoshima two-bank structure を扱い、本ページは bank-license entity を扱う。Kyushu regional-bank consolidation context は [[banking/regional-bank-consolidation-pattern]] を参照。

## 3. Why this page matters

- Closes the FSA exact-name operating-company gap for 鹿児島銀行.
- Separates the bank license from [[regional-banks/kyushu-fg]] holding-company coverage.
- Provides a peer anchor for [[regional-banks/higo-bank]], [[regional-banks/miyazaki-bank]], and [[regional-banks/oita-bank]].

## Related

- [[regional-banks/kyushu-fg]]
- [[regional-banks/higo-bank]]
- [[regional-banks/miyazaki-bank]]
- [[regional-banks/oita-bank]]
- [[banking/regional-bank-consolidation-pattern]]
- [[banking/INDEX]]

## Sources

- FSA: bank license list, regional banks, as of 2026-01-01.
- Kagoshima Bank official company profile.