---
title: "福岡中央銀行"
aliases: ["Fukuoka Chuo Bank", "The Fukuoka Chuo Bank", "株式会社福岡中央銀行"]
domain: regional-banks
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, banking, second-regional-bank, kyushu, fukuoka, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/ginkou.xlsx"
  - "https://www.fukuokachuo-bank.co.jp/annai/info.html"
  - "https://www.fukuoka-fg.com/group/company.html"
---

# 福岡中央銀行


## Wiki route

This entry sits under [[regional-banks/INDEX|regional-banks INDEX]]. Read it against [[regional-banks/fukuoka-bank|福岡銀行]] for peer / contrast context and [[banking/INDEX|banking index]] for the broader system / regulatory boundary.

## TL;DR

株式会社福岡中央銀行は、金融庁の銀行免許一覧に掲載される福岡県本店の第二地方銀行。[[regional-banks/fukuoka-fg]] 傘下の Fukuoka-area operating bank であり、[[regional-banks/fukuoka-bank]] and [[regional-banks/chikuho-bank]] とは別の licensed-bank anchor として扱う。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, fukuokachuo-bank.co.jp, fukuoka-fg.com). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; fukuokachuo-bank.co.jp; fukuoka-fg.com]

| Item | Notes |
|---|---|
| Legal name | 株式会社福岡中央銀行 |
| License route | Banking Act second regional bank; FSA bank license list |
| Group boundary | [[regional-banks/fukuoka-fg]] group bank |
| Home market | Fukuoka / Fukuoka City |
| Wiki role | Fukuoka second-regional-bank operating-company page |

## 2. Operating model

福岡中央銀行は、福岡県内の SME finance, retail deposits, small-business relationship banking, and local credit support を担う second regional bank。[[regional-banks/fukuoka-fg]] page は group strategy and digital-bank strategy を扱い、本ページは bank-license entity を扱う。

## 3. Why this page matters

- Closes the FSA exact-name page for 福岡中央銀行.
- Makes the post-integration FFG four-bank operating-company map explicit.
- Provides a peer anchor for [[regional-banks/fukuoka-bank]], [[regional-banks/chikuho-bank]], and [[regional-banks/nishi-nippon-city-bank]].

## Related

- [[regional-banks/fukuoka-fg]]
- [[regional-banks/fukuoka-bank]]
- [[regional-banks/chikuho-bank]]
- [[regional-banks/nishi-nippon-city-bank]]
- [[banking/minna-bank-baas-model]]
- [[banking/regional-bank-consolidation-pattern]]
- [[banking/INDEX]]

## Sources

- FSA: bank license list, second regional banks / other, as of 2026-05-02.
- Fukuoka Chuo Bank official company information.
- Fukuoka Financial Group official group-company list.