---
title: "愛媛銀行"
aliases: ["Ehime Bank", "The Ehime Bank", "株式会社愛媛銀行", "ひめぎん"]
domain: regional-banks
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-12-05
confidence: likely
tags: [JapanFG, banking, second-regional-bank, shikoku, ehime, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/ginkou.xlsx"
  - "https://www.himegin.co.jp/about/outline/"
---

# 愛媛銀行


## Wiki route

This entry sits under [[regional-banks/INDEX|regional-banks INDEX]] (its domain route). Read it against [[regional-banks/iyo-bank|伊予銀行]] for the same-prefecture first/second-regional peer / contrast, and against [[financial-regulators/fsa|the FSA]] plus [[banking/INDEX|banking]] for the supervisory / system boundary.

## TL;DR

株式会社愛媛銀行 (The Ehime Bank, ひめぎん) は、銀行法上の銀行免許を持ち金融庁の銀行免許一覧に掲載される愛媛県松山市本店の第二地方銀行。愛媛県の second-regional-bank operating-company anchor であり、第一地銀の [[regional-banks/iyo-bank|伊予銀行]] とは別法人の peer。事業の中身は県内・四国の預金受入と中小企業・個人向け貸出という地方銀行の標準モデル。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, himegin.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; himegin.co.jp]

| Item | Notes |
|---|---|
| Legal name | 株式会社愛媛銀行 / The Ehime Bank, Ltd. |
| License route | 銀行法上の銀行免許 (second regional bank / 第二地銀); FSA bank license list |
| Group boundary | Standalone second-regional-bank operating company（FG 非傘下の独立系） |
| Home market | Ehime / Matsuyama（愛媛県本店） |
| Wiki role | Ehime second-regional-bank operating-company page |

## 2. Operating model

愛媛銀行は、愛媛県を中心に retail deposits, SME finance, local relationship banking, and Shikoku-area customer support を担う第二地方銀行。愛媛県内では第一地銀の [[regional-banks/iyo-bank|伊予銀行]] / [[regional-banks/iyogin-hd|いよぎんホールディングス]] 系と first / second-regional-bank の二層構造を成す。

## 3. Regulatory & system positioning

- **Supervision**: 銀行法のもとで金融庁 ([[financial-regulators/fsa|FSA]]) と四国財務局が監督。自己資本比率規制（国内基準）等で健全性が規律される。
- **Industry body**: 第二地方銀行協会（第二地銀協）系列の第二地方銀行。全国銀行資金決済ネットワーク（全銀システム）に参加し、業界団体としては [[financial-regulators/zenginkyo|全国銀行協会（全銀協）]] の枠組みに連なる。
- **Depositor protection**: 預金は預金保険機構（DIC）の付保対象。
- **Consolidation context**: 四国の第二地銀再編・統合圧力の一般文脈は [[banking/regional-bank-consolidation-pattern|regional-bank consolidation pattern]] を参照。

## 4. Why this page matters

- Closes the FSA exact-name page for 愛媛銀行.
- Separates Ehime second-regional-bank coverage from [[regional-banks/iyo-bank]] and [[regional-banks/iyogin-hd]].
- Provides a bank-level anchor for Shikoku regional-bank comparison.

## Related

- [[regional-banks/INDEX|regional-banks INDEX]]
- [[regional-banks/iyo-bank]]
- [[regional-banks/iyogin-hd]]
- [[regional-banks/hyakujushi-bank]]
- [[regional-banks/awa-bank]]
- [[regional-banks/shikoku-bank]]
- [[financial-regulators/fsa|FSA]]
- [[banking/regional-bank-consolidation-pattern]]
- [[banking/INDEX]]
- [[INDEX|FinWiki index]]

## Sources

- FSA (金融庁): 銀行免許一覧 (`ginkou.xlsx`), second regional banks.
- The Ehime Bank official company outline (会社概要), `https://www.himegin.co.jp/about/outline/`.