---
title: "中国銀行"
aliases: ["Chugoku Bank", "The Chugoku Bank", "株式会社中国銀行", "ちゅうぎん", "中銀"]
domain: regional-banks
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, banking, regional-bank, chugoku, okayama, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/ginkou.xlsx"
  - "https://www.chugin.co.jp/company/"
---

# 中国銀行


## Wiki route

This entry sits under [[regional-banks/INDEX|regional-banks INDEX]]. Read it against [[regional-banks/hiroshima-bank|広島銀行]] for peer / contrast context and [[banking/INDEX|banking index]] for the broader system / regulatory boundary.

## TL;DR

株式会社中国銀行は、金融庁の銀行免許一覧に掲載される岡山県本店の地方銀行。中華人民共和国の Bank of China ではなく、日本の中国地方に由来する `The Chugoku Bank` であり、[[regional-banks/chugin-okayama]] / ちゅうぎん FG の core operating bank として扱う。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, chugin.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; chugin.co.jp]

| Item | Notes |
|---|---|
| Legal name | 株式会社中国銀行 |
| License route | Banking Act regional bank; FSA bank license list |
| Group boundary | [[regional-banks/chugin-okayama]] / ちゅうぎん FG core operating bank |
| Home market | Okayama / Okayama City |
| Wiki role | Okayama regional-bank operating-company page |

## 2. Operating model

中国銀行は、岡山県を中心に retail deposits, SME finance, corporate lending, TSUBASA alliance collaboration, and Chugoku / Setouchi-area business support を担う regional bank。FG / strategic history belongs in [[regional-banks/chugin-okayama]], while the current bank-license boundary sits here. Chugoku regional-bank consolidation context は [[banking/regional-bank-consolidation-pattern]] を参照。

## 3. Why this page matters

- Closes the FSA exact-name operating-company gap for 中国銀行.
- Prevents confusion with foreign-bank branch candidates named 中国銀行 / Bank of China.
- Separates the bank license from [[regional-banks/chugin-okayama]] group and historical-strategy page.

## Related

- [[regional-banks/chugin-okayama]]
- [[regional-banks/tomato-bank]]
- [[regional-banks/hiroshima-bank]]
- [[regional-banks/tottori-bank]]
- [[banking/regional-bank-consolidation-pattern]]
- [[banking/INDEX]]

## Sources

- FSA: bank license list, regional banks, as of 2026-01-01.
- Chugoku Bank official company profile / company-information page.