---
title: "Kyash"
aliases: ["Kyash", "株式会社Kyash", "Kyash Money"]
domain: payment-firms
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, payments, wallet, prepaid-card, funds-transfer, fintech]
status: active
sources:
  - "https://www.kyash.co/company"
  - "https://www.kyash.co/legal/description-subject-to-psa/psa-transfer"
  - "https://www.fsa.go.jp/menkyo/menkyoj/shikin_idou.pdf"
---

# Kyash


## Wiki route

This entry sits under [[payment-firms/INDEX|payment-firms INDEX]]. Read it against [[payment-firms/pring|pring]] for peer / contrast context and [[payments/INDEX|payments index]] for the broader system / regulatory boundary.

## TL;DR

Kyashは wallet, prepaid Visa, funds transfer を組み合わせる independent fintech operator。公式会社概要は資金移動業者登録、前払式支払手段発行者登録、PCI DSS などを明示しており、Japan wallet ecosystem の non-bank benchmark になる。

## 1. 法人・ライセンス境界

The following table is scoped to public primary sources (kyash.co, fsa.go.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:kyash.co; fsa.go.jp]

| Item | Reading |
|---|---|
| Legal entity | 株式会社Kyash |
| Main lanes | Kyash app, prepaid card, Kyash Money, wallet transfer, corporate remittance |
| Regulatory route | Funds transfer, third-party prepaid instruments, Payment Services Act disclosures. |
| FSA registry route | FSA funds-transfer list: 関東財務局長 第00082号, 株式会社Kyash. |

## 2. Business role

- Bridges app-based money movement and Visa card acceptance.
- Serves as a startup-style alternative to bank, telecom, and retail payment groups.
- The shareholder mix links venture capital and financial institutions, making it useful for fintech ecosystem mapping alongside peers like [[payment-firms/smartbank|SmartBank]], [[payment-firms/pring|pring]], and major wallets such as [[payment-firms/paypay|PayPay]].

## 3. Why this standalone page matters

Kyash is not a bank-owned payment arm. It is a regulated independent operator whose value is in user experience, card issuing, and wallet transfer design.

## Related

- [[payments/cashless-jp-landscape]]
- [[payments/funds-transfer-vs-prepaid-boundary]]
- [[card-issuers/smbc-card]]
- [[card-issuers/mufg-nicos]]

## Sources

- Kyash company profile: https://www.kyash.co/company
- Kyash Payment Services Act funds-transfer disclosure: https://www.kyash.co/legal/description-subject-to-psa/psa-transfer
- FSA funds transfer service provider list: https://www.fsa.go.jp/menkyo/menkyoj/shikin_idou.pdf