---
title: "東京海上日動火災保険"
aliases:
  - "東京海上日動"
  - "東京海上日動火災"
  - "Tokio Marine & Nichido Fire"
  - "Tokio Marine Nichido Fire Insurance"
  - "東京海上日動火災保険株式会社"
  - "non-life-insurers/tokio-marine-nichido"
domain: non-life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, non-life-insurance, tokio-marine, operating-company]
status: active
entity_node:
  kind: operating_company
  scope: japan_core
  status: anchor
entity_edges:
  - relation: subsidiary_of
    target: non-life-insurers/tokio-marine
    evidence: official_profile
    source: https://www.tokiomarine-nichido.co.jp/
    as_of: 2026-06-22
    confidence: likely
  - relation: regulated_by
    target: financial-regulators/fsa
    evidence: official_registry
    source: https://www.fsa.go.jp/menkyo/menkyoj/songai.pdf
    as_of: 2026-06-22
    confidence: likely
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/songai.pdf"
  - "https://www.sonpohogo.or.jp/outline/member-companies.html"
  - "https://www.tokiomarine-nichido.co.jp/"
---

# 東京海上日動火災保険


## Wiki route

This entry sits under [[non-life-insurers/INDEX|non-life-insurers INDEX]]. Read it against [[non-life-insurers/tokio-marine-direct|東京海上ダイレクト損害保険]] for peer / contrast context and [[insurance/INDEX|insurance index]] for the broader system / regulatory boundary.

## TL;DR

東京海上日動火災保険株式会社は、[[non-life-insurers/tokio-marine]] group の core non-life insurance operating company。金融庁の損害保険会社免許一覧と損害保険契約者保護機構会員一覧に掲載される separate insurer で、parent holding company とは別に underwriting / claims / agency network boundary を持つ。

## 1. License / group boundary

The following table is scoped to public primary sources (tokiomarine-nichido.co.jp, fsa.go.jp, sonpohogo.or.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:tokiomarine-nichido.co.jp; fsa.go.jp; sonpohogo.or.jp]

| Item | Notes |
|---|---|
| Legal name | 東京海上日動火災保険株式会社 |
| License route | Insurance Business Act non-life insurance company; FSA non-life insurer list |
| Protection scheme | Non-Life Insurance Policyholders Protection Corporation member |
| Group boundary | [[non-life-insurers/tokio-marine]] core non-life operating company |
| Wiki role | Tokio Marine group's Japan non-life underwriting arm |

## 2. Operating model

東京海上日動 is the Japan non-life core of Tokio Marine group: auto, fire, liability, marine, commercial risk, accident, and specialty lines connect to agency distribution and corporate-risk relationships. The group page covers holding-company strategy; this page anchors the actual licensed insurer.

## 3. Why this page matters

- Parent [[non-life-insurers/tokio-marine]] page alone is not enough for product / claims / agency analysis.
- Core comparison point for [[non-life-insurers/mitsui-sumitomo-insurance]], [[non-life-insurers/aioi-nissay-dowa-insurance]], and [[non-life-insurers/sompo-japan-insurance]].
- Registry-backed D3 non-life major page.

## Related

- [[non-life-insurers/tokio-marine]]
- [[life-insurers/tokio-marine-nichido-life]]
- [[insurance/natcat-reinsurance-japan]]
- [[insurance/INDEX]]

## Sources

- FSA: non-life insurance company license list, as of 2026-04-01.
- Non-Life Insurance Policyholders Protection Corporation of Japan: member-company list, as of 2026-04.
- 東京海上日動 official website.