---
title: "東京海上ダイレクト損害保険"
aliases: ["東京海上ダイレクト", "旧イーデザイン損保", "Tokio Marine Direct", "Tokio Marine Direct Insurance", "東京海上ダイレクト損害保険株式会社"]
domain: non-life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, non-life-insurance, direct-insurance, tokio-marine, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/songai.pdf"
  - "https://www.sonpohogo.or.jp/outline/member-companies.html"
  - "https://www.e-design.net/company/about/"
---

# 東京海上ダイレクト損害保険


## Wiki route

This entry sits under [[non-life-insurers/INDEX|non-life-insurers INDEX]]. Read it against [[non-life-insurers/tokio-marine-nichido-fire|東京海上日動火災保険]] for peer / contrast context and [[insurance/INDEX|insurance index]] for the broader system / regulatory boundary.

## TL;DR

東京海上ダイレクト損害保険株式会社は、[[non-life-insurers/tokio-marine]] group の direct non-life insurer。旧イーデザイン損保の lineage を持ち、金融庁の損害保険会社免許一覧では current legal name として掲載される。[[non-life-insurers/tokio-marine-nichido-fire]] とは別の direct-channel operating company。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, sonpohogo.or.jp, e-design.net). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; sonpohogo.or.jp; e-design.net]

| Item | Notes |
|---|---|
| Legal name | 東京海上ダイレクト損害保険株式会社 |
| Former brand | イーデザイン損保 |
| License route | Insurance Business Act non-life insurance company; FSA non-life insurer list |
| Protection scheme | Non-Life Insurance Policyholders Protection Corporation member |
| Group boundary | [[non-life-insurers/tokio-marine]] direct non-life operating company |

## 2. Operating model

東京海上ダイレクト is the group's direct / digital non-life arm, separate from the traditional agency-led [[non-life-insurers/tokio-marine-nichido-fire]]. The split lets Tokio Marine operate both full-service agency channels and digital direct auto insurance under separate brands and systems.

## 3. Why this page matters

- Captures the name-change / old-brand boundary from eDesign to Tokio Marine Direct.
- Completes Tokio Marine's non-life operating-company split.
- Registry-backed D4 direct / digital non-life page.

## Related

- [[non-life-insurers/tokio-marine]]
- [[non-life-insurers/tokio-marine-nichido-fire]]
- [[non-life-insurers/sony-insurance]]
- [[non-life-insurers/sompo-direct]]
- [[insurance/INDEX]]

## Sources

- FSA: non-life insurance company license list, as of 2026-04-01.
- Non-Life Insurance Policyholders Protection Corporation of Japan: member-company list, as of 2026-04.
- 東京海上ダイレクト official company profile.