---
title: "SOMPOダイレクト損害保険"
aliases: ["SOMPOダイレクト", "SOMPO Direct", "SOMPO Direct Insurance", "ＳＯＭＰＯダイレクト損害保険株式会社", "セゾン自動車火災"]
domain: non-life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, non-life-insurance, direct-insurance, sompo, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/songai.pdf"
  - "https://www.sonpohogo.or.jp/outline/member-companies.html"
  - "https://www.sompo-direct.co.jp/company/profile.html"
---

# SOMPOダイレクト損害保険


## Wiki route

This entry sits under [[non-life-insurers/INDEX|non-life-insurers INDEX]]. Read it against [[non-life-insurers/sompo-japan-insurance|損害保険ジャパン]] for peer / contrast context and [[insurance/INDEX|insurance index]] for the broader system / regulatory boundary.

## TL;DR

SOMPOダイレクト損害保険株式会社は、[[non-life-insurers/sompo]] group の direct non-life insurance operating company。旧セゾン自動車火災 insurance surface を含み、金融庁の損害保険会社免許一覧に current legal name で掲載される。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, sonpohogo.or.jp, sompo-direct.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; sonpohogo.or.jp; sompo-direct.co.jp]

| Item | Notes |
|---|---|
| Legal name | ＳＯＭＰＯダイレクト損害保険株式会社 |
| Former / product association | セゾン自動車火災 / おとなの自動車保険 |
| License route | Insurance Business Act non-life insurance company; FSA non-life insurer list |
| Protection scheme | Non-Life Insurance Policyholders Protection Corporation member |
| Group boundary | [[non-life-insurers/sompo]] direct non-life operating company |

## 2. Operating model

SOMPOダイレクト gives SOMPO a digital / direct channel that differs from the agency-led [[non-life-insurers/sompo-japan-insurance]]. Direct auto insurance, web quotation, call-center operations, and lower-cost distribution are the key analytical axes.

## 3. Why this page matters

- Captures SOMPO's direct-channel non-life operating company.
- Complements the existing [[insurance/saison-automobile-fire]] concept page.
- Registry-backed D4 direct / digital non-life page.

## Related

- [[non-life-insurers/sompo]]
- [[non-life-insurers/sompo-japan-insurance]]
- [[insurance/saison-automobile-fire]]
- [[non-life-insurers/sony-insurance]]
- [[non-life-insurers/tokio-marine-direct]]

## Sources

- FSA: non-life insurance company license list, as of 2026-04-01.
- Non-Life Insurance Policyholders Protection Corporation of Japan: member-company list, as of 2026-04.
- SOMPOダイレクト official company profile.