---
title: "楽天インシュアランスホールディングス"
aliases: ["楽天保険HD", "Rakuten Insurance Holdings", "Rakuten Insurance HD", "楽天インシュアランスホールディングス株式会社"]
domain: non-life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, insurance-holding-company, rakuten, ecosystem-finance, holding-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/hokenmochikabu.pdf"
  - "https://www.ins-hd.rakuten.co.jp/about/"
---

# 楽天インシュアランスホールディングス


## Wiki route

This entry sits under [[non-life-insurers/INDEX|non-life-insurers INDEX]]. Read it against [[life-insurers/rakuten-life|楽天生命保険]] for peer / contrast context and [[insurance/INDEX|insurance index]] for the broader system / regulatory boundary.

## TL;DR

楽天インシュアランスホールディングス株式会社は、金融庁の保険持株会社認可一覧に掲載される Rakuten insurance holding company。[[life-insurers/rakuten-life]]、[[non-life-insurers/rakuten-general-insurance]]、insurance agency / planning functions をまとめる group strategy anchor として扱う。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, ins-hd.rakuten.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; ins-hd.rakuten.co.jp]

| Item | Notes |
|---|---|
| Legal name | 楽天インシュアランスホールディングス株式会社 |
| License route | Insurance holding company; FSA insurance holding-company list |
| Group boundary | Rakuten insurance group under [[payment-firms/rakuten-fg]] adjacency |
| Core operating pages | [[life-insurers/rakuten-life]], [[non-life-insurers/rakuten-general-insurance]] |
| Wiki role | Rakuten insurance ecosystem holding-company page |

## 2. Operating model

Rakuten insurance strategy is best understood at the holding-company level: life insurance, non-life insurance, insurance agency / planning, Rakuten ID, card, bank, securities, marketplace, and points all create cross-sell and acquisition channels.

## 3. Why this page matters

- Completes the Rakuten insurance operating-company / holding-company split.
- Keeps Rakuten Life and Rakuten General Insurance from being flattened into one group page.
- Adds a FSA-listed insurance holding company missing from JapanFG.

## Related

- [[payment-firms/rakuten-fg]]
- [[life-insurers/rakuten-life]]
- [[non-life-insurers/rakuten-general-insurance]]
- [[card-issuers/rakuten-card]]
- [[payment-firms/rakuten-edy]]

## Sources

- FSA: insurance holding-company list, as of 2026-04-01.
- Rakuten Insurance Holdings official company profile.