---
title: "楽天損害保険"
aliases: ["楽天損保", "Rakuten General Insurance", "Rakuten Insurance non-life", "楽天損害保険株式会社"]
domain: non-life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, non-life-insurance, rakuten, ecosystem-finance, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/songai.pdf"
  - "https://www.sonpohogo.or.jp/outline/member-companies.html"
  - "https://www.rakuten-sonpo.co.jp/Default.aspx?TabId=404"
---

# 楽天損害保険


## Wiki route

This entry sits under [[non-life-insurers/INDEX|non-life-insurers INDEX]]. Read it against [[life-insurers/rakuten-life|楽天生命保険]] for peer / contrast context and [[insurance/INDEX|insurance index]] for the broader system / regulatory boundary.

## TL;DR

楽天損害保険株式会社は、[[payment-firms/rakuten-fg]] / Rakuten insurance ecosystem の non-life insurance operating company。金融庁の損害保険会社免許一覧と損害保険契約者保護機構会員一覧に掲載される licensed insurer で、楽天カード・楽天銀行・楽天生命・楽天ポイント economic surface と接続しうる。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, sonpohogo.or.jp, rakuten-sonpo.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; sonpohogo.or.jp; rakuten-sonpo.co.jp]

| Item | Notes |
|---|---|
| Legal name | 楽天損害保険株式会社 |
| English name | Rakuten General Insurance Co., Ltd. |
| License route | Insurance Business Act non-life insurance company; FSA non-life insurer list |
| Protection scheme | Non-Life Insurance Policyholders Protection Corporation member |
| Group boundary | [[payment-firms/rakuten-fg]] / Rakuten insurance ecosystem |

## 2. Operating model

楽天損保 is strategically different from traditional agency-only non-life insurers because it can connect insurance distribution with Rakuten ID, points, card, bank, marketplace, and app traffic. It should be compared with [[life-insurers/rakuten-life]] and [[non-life-insurers/rakuten-insurance-hd]] coverage rather than hidden under a generic Rakuten group page.

## 3. Why this page matters

- Adds Rakuten's non-life operating-company boundary.
- Keeps `rakuten-general-insurance` distinct from a future Rakuten Insurance HD holding-company page.
- Registry-backed D4 direct / digital non-life page.

## Related

- [[payment-firms/rakuten-fg]]
- [[non-life-insurers/rakuten-insurance-hd]]
- [[life-insurers/rakuten-life]]
- [[card-issuers/rakuten-card]]
- [[payment-firms/rakuten-edy]]
- [[insurance/INDEX]]

## Sources

- FSA: non-life insurance company license list, as of 2026-04-01.
- Non-Life Insurance Policyholders Protection Corporation of Japan: member-company list, as of 2026-04.
- 楽天損保 official company profile.