---
title: "ペット＆ファミリー損害保険"
aliases: ["ペット＆ファミリー損保", "Pet & Family Insurance", "Pet and Family Insurance", "ペット＆ファミリー損害保険株式会社"]
domain: non-life-insurers
created: 2026-05-22
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-22
confidence: likely
tags: [JapanFG, insurance, non-life-insurance, pet-insurance, td-holdings, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/songai.pdf"
  - "https://www.petfamilyins.co.jp/company/overview/"
---

# ペット＆ファミリー損害保険

## Wiki route

This entry sits under [[non-life-insurers/INDEX|non-life-insurers INDEX]]. Read it with [[life-insurers/td-hd|T&D Holdings]], [[non-life-insurers/dai-ichi-ipet-insurance|第一アイペット損害保険]], [[non-life-insurers/anicom-insurance|アニコム損害保険]], and [[insurance/INDEX|insurance index]].

Use this page for the T&D group pet-insurance operating-company route. Use [[life-insurers/td-hd|T&D Holdings]] for the listed insurance-holding-company route.

## Overview

ペット＆ファミリー損害保険株式会社 is a FSA-listed non-life insurer specializing in pet insurance. Its official company profile identifies T&D Holdings as the 100% shareholder, making it the T&D group route into pet-insurance underwriting.

The page matters because pet insurance is a different specialty line from the group's core life-insurance companies: [[life-insurers/daido-life|Daido Life]], [[life-insurers/taiyo-life|Taiyo Life]], and [[life-insurers/td-financial-life|T&D Financial Life]].

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, petfamilyins.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; petfamilyins.co.jp]

| Item | Notes |
|---|---|
| Legal name | ペット＆ファミリー損害保険株式会社 |
| License route | Insurance Business Act non-life insurance company; FSA non-life insurer list |
| Business | Non-life insurance, focused on pet insurance |
| Shareholder | [[life-insurers/td-hd|T&D Holdings]] 100% per official profile |
| Wiki role | T&D group pet-insurance operating-company page |

## 2. Operating model

Pet & Family is a specialty non-life insurer rather than a broad auto / fire carrier. The product model is built around pet medical expenses, owner acquisition, claims handling, and animal-hospital usage patterns.

The company's official history shows a small-amount short-term insurance origin, transition into a non-life insurer, and later product development for pet medical-expense policies. That history makes it useful for comparing specialty-insurance scale-up paths against [[non-life-insurers/dai-ichi-ipet-insurance|Daiichi ipet]] and [[non-life-insurers/anicom-insurance|Anicom]].

## 3. Strategic reading

- T&D is primarily understood through life-insurance operating companies, but this page captures its non-life specialty exposure.
- The pet-insurance line creates a consumer specialty route that is closer to embedded / affinity distribution than traditional life sales-force distribution.
- Pet & Family gives FinWiki a second large-group pet-insurance comparison point after Daiichi ipet.
- The page supports [[insurance/INDEX|insurance domain]] comparisons across mutual life, listed holding-company life, direct non-life, and specialty non-life models.

## 4. Boundary notes

Do not merge this page into [[life-insurers/td-hd|T&D Holdings]]. The holding company explains capital and group strategy, while this page explains the licensed underwriting company and product-specialist boundary.

Do not count it as a life-insurer subsidiary. It is a non-life insurer on the FSA non-life list, despite being owned by a life-insurance-heavy group.

## Related

- [[life-insurers/td-hd]]
- [[life-insurers/daido-life]]
- [[life-insurers/taiyo-life]]
- [[life-insurers/td-financial-life]]
- [[non-life-insurers/dai-ichi-ipet-insurance]]
- [[non-life-insurers/anicom-insurance]]
- [[insurance/INDEX]]

## Sources

- FSA: non-life insurance company license list, as of 2026-04-01.
- ペット＆ファミリー損害保険: official company profile and history.