---
title: "Cardif Non-Life Japan / カーディフ損害保険"
aliases: ["カーディフ損害保険", "カーディフ損害保険株式会社", "Cardif Non-Life Japan", "BNP Paribas Cardif Japan Non Life"]
domain: non-life-insurers
created: 2026-05-23
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-23
confidence: likely
tags: [JapanFG, non-life-insurance, bancassurance, foreign-insurer, public-source]
status: active
sources:
  - "FSA non-life insurer list: https://www.fsa.go.jp/menkyo/menkyoj/songai.xlsx"
  - "Cardif Non-Life company profile: https://nonlife.cardif.co.jp/company/profile"
  - "Cardif Japan corporate profile 2025: https://nonlife.cardif.co.jp/wp-content/uploads/sites/37/2025/12/Cardif-CorporateProfile_2025.pdf"
---

# Cardif Non-Life Japan / カーディフ損害保険

Wiki route: [[non-life-insurers/INDEX]] -> [[insurance/INDEX]] -> [[non-life-insurers/cardif-nonlife]]

## Overview

Cardif Non-Life Japan is the BNP Paribas Cardif non-life insurance entity in Japan. It sits beside [[life-insurers/cardif-life]] as the non-life side of a foreign bancassurance / protection-insurance platform.

## Entity Boundary

This page covers カーディフ損害保険株式会社. Keep it separate from [[life-insurers/cardif-life]] and from [[foreign-financial-institutions/bnp-paribas-japan]], while linking all three where the public group boundary is relevant.

## Business Role Map

The following table is scoped to public primary sources (fsa.go.jp, nonlife.cardif.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; nonlife.cardif.co.jp]

| Route | Reading |
|---|---|
| Bancassurance | Partner-financial-institution distribution and protection products. |
| Non-life entity | Separate from [[life-insurers/cardif-life]] life-insurance entity. |
| Foreign group | Related to [[foreign-financial-institutions/bnp-paribas-japan]] but not an investment-bank page. |
| License / solvency | Routed through [[financial-licenses/insurance-license-and-solvency]]. |

## Public Context

Cardif Non-Life is important because it shows the non-life side of foreign bancassurance in Japan, especially products sold through financial-institution partners rather than general agency networks. Within the specialty / protection non-life cluster it sits alongside accident-and-fire specialists such as [[non-life-insurers/ji-accident-fire-insurance|ジェイアイ傷害火災保険]] rather than the direct-auto carriers.

## Research Checklist

1. Keep life and non-life entity metrics separate.
2. Track partner-channel disclosures in corporate-profile PDFs.
3. Use BNP Paribas group context only when the Japan entity is explicitly named.

## Related

- [[life-insurers/cardif-life]]
- [[foreign-financial-institutions/bnp-paribas-japan]]
- [[insurance/life-insurance-distribution-japan]]
- [[financial-licenses/insurance-license-and-solvency]]
- [[insurance/INDEX]]

## Sources

- FSA non-life insurer list: https://www.fsa.go.jp/menkyo/menkyoj/songai.xlsx
- Cardif Non-Life company profile: https://nonlife.cardif.co.jp/company/profile
- Cardif Japan corporate profile 2025: https://nonlife.cardif.co.jp/wp-content/uploads/sites/37/2025/12/Cardif-CorporateProfile_2025.pdf