---
title: "Capital Insurance / キャピタル損害保険"
aliases: ["キャピタル損害保険", "キャピタル損害保険株式会社", "Capital Insurance"]
domain: non-life-insurers
created: 2026-05-23
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-23
confidence: likely
tags: [JapanFG, non-life-insurance, corporate-group, public-source]
status: active
sources:
  - "FSA non-life insurer list: https://www.fsa.go.jp/menkyo/menkyoj/songai.xlsx"
  - "Capital Insurance company profile: https://www.capital-sonpo.co.jp/company/gaiyo/index.html"
---

# Capital Insurance / キャピタル損害保険

Wiki route: [[non-life-insurers/INDEX]] -> [[insurance/INDEX]] -> [[non-life-insurers/capital-insurance]]

## Overview

Capital Insurance is a licensed Japanese non-life insurer with public group-support disclosure tied to Mitsubishi HC Capital. In FinWiki it is a specialty non-life route adjacent to [[leasing-firms/mitsubishi-hc-capital]] and leasing / finance group insurance.

## Entity Boundary

This page covers キャピタル損害保険株式会社, not the full Mitsubishi HC Capital group. It should be used when the insurance-company license and product route matter.

## Business Role Map

The following table is scoped to public primary sources (fsa.go.jp, capital-sonpo.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; capital-sonpo.co.jp]

| Route | Reading |
|---|---|
| Group-linked non-life insurer | Insurance operating company connected to a finance / leasing group context. |
| Mitsubishi HC Capital adjacency | Link to [[leasing-firms/mitsubishi-hc-capital]] when group support or ownership matters. |
| Specialty insurer | Smaller non-life operator, not a domestic major. |
| License / solvency | Routed through [[financial-licenses/insurance-license-and-solvency]]. |

## Public Context

Capital Insurance matters because finance and leasing groups can carry insurance subsidiaries or affiliates that do not fit the direct-auto or domestic-major pattern. It is a useful bridge between non-life insurance and group-finance pages. Among the specialty non-life cluster it sits beside other niche operators such as [[non-life-insurers/sakura-insurance|さくら損害保険]] rather than the domestic majors.

## Research Checklist

1. Track company profile and disclosure updates.
2. Keep Mitsubishi HC Capital support language source-bound.
3. Add product categories only where company materials specify them.

## Related

- [[leasing-firms/mitsubishi-hc-capital]]
- [[financial-regulators/cci-group]]
- [[insurance/INDEX]]
- [[financial-licenses/insurance-license-and-solvency]]
- [[INDEX|FinWiki index]]

## Sources

- FSA non-life insurer list: https://www.fsa.go.jp/menkyo/menkyoj/songai.xlsx
- Capital Insurance company profile: https://www.capital-sonpo.co.jp/company/gaiyo/index.html