---
title: "SBI生命保険"
aliases: ["SBI生命", "SBI Life", "SBI Life Insurance", "SBI生命保険株式会社"]
domain: life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, life-insurance, sbi, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/hoken.pdf"
  - "https://www.seiho.or.jp/member/list/"
  - "https://www.sbilife.co.jp/"
---

# SBI生命保険


## Wiki route

This entry sits under [[life-insurers/INDEX|life-insurers INDEX]]. Read it against [[life-insurers/dai-ichi-frontier-life|第一フロンティア生命保険]] for peer / contrast context and [[insurance/INDEX|insurance index]] for the broader system / regulatory boundary.

## TL;DR

SBI生命保険株式会社は、金融庁の生命保険会社免許一覧に掲載される [[non-life-insurers/sbi-insurance-group]] / [[megabanks/sbi-hd]] 系の life-insurance operating company。SBI group の銀行・証券・資産運用・保険をつなぐ retail financial ecosystem の中で、死亡保障・医療保障などの保険 underwriting boundary を担う。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, seiho.or.jp, sbilife.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; seiho.or.jp; sbilife.co.jp]

| Item | Notes |
|---|---|
| Legal name | SBI生命保険株式会社 |
| License route | Insurance Business Act life-insurance company; FSA life insurer list |
| Industry body | Life Insurance Association of Japan member |
| Group boundary | [[non-life-insurers/sbi-insurance-group]] / [[megabanks/sbi-hd]] insurance operating company |
| Wiki role | SBI group's life-insurance license-bearing entity |

## 2. Operating model

SBI生命は、SBI group のオンライン金融導線と接続しやすい life insurer として位置付けられる。銀行、証券、FX、暗号資産、資産運用まで広がる [[megabanks/sbi-hd]] の customer base に対して、保険商品の direct / partner distribution を組み合わせられる点が比較軸になる。

FinWiki では、[[life-insurers/lifenet]] の純ネット life-insurance model、[[life-insurers/rakuten-life]] の ecosystem insurer、[[life-insurers/sony-life]] の advisory / planner-led model と比較するページとして扱う。

## 3. Why this page matters

- Parent pages alone do not show the underwriting license boundary.
- Important for comparing SBI's banking / brokerage / insurance cross-sell structure.
- Registry-aware gap from the Batch D life-insurer list.

## Related

- [[megabanks/sbi-hd]]
- [[non-life-insurers/sbi-insurance-group]]
- [[securities-firms/sbi-securities]]
- [[regional-banks/sbi-shinsei-bank]]
- [[life-insurers/lifenet]]
- [[insurance/internet-life-insurance-business-model]]

## Sources

- FSA: life-insurance company license list, as of 2026-04-13.
- Life Insurance Association of Japan: member-company list, as of 2026-04-13.
- SBI生命 official website.