---
title: "メディケア生命保険"
aliases: ["メディケア生命", "Medicare Life", "Medicare Life Insurance", "メディケア生命保険株式会社"]
domain: life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, life-insurance, sumitomo-life, medical-insurance, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/hoken.pdf"
  - "https://www.seiho.or.jp/member/list/"
  - "https://medicarelife.com/"
---

# メディケア生命保険


## Wiki route

This entry sits under [[life-insurers/INDEX|life-insurers INDEX]]. Read it against [[life-insurers/dai-ichi-frontier-life|第一フロンティア生命保険]] for peer / contrast context and [[insurance/INDEX|insurance index]] for the broader system / regulatory boundary.

## TL;DR

メディケア生命保険株式会社は、金融庁 life-insurer list と生命保険協会会員一覧に掲載される [[life-insurers/sumitomo-life]] group の life-insurance operating company。medical / protection product focus and multi-channel distribution を見る specialty insurer として、住友生命本体から切り分ける。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, seiho.or.jp, medicarelife.com). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; seiho.or.jp; medicarelife.com]

| Item | Notes |
|---|---|
| Legal name | メディケア生命保険株式会社 |
| License route | Insurance Business Act life-insurance company; FSA life insurer list |
| Industry body | Life Insurance Association of Japan member |
| Group boundary | [[life-insurers/sumitomo-life]] group |
| Wiki role | Sumitomo Life group medical / protection specialty insurer |

## 2. Operating model

メディケア生命は、medical insurance and simple protection products を中心に、parent insurer の brand / capital support と more flexible product-channel strategy を組み合わせる insurer。[[life-insurers/hanasaku-life]]、[[life-insurers/nanairo-life]] と並べると、大手 life-insurer groups の specialty-subsidiary strategy が見える。

## 3. Why this page matters

- Separates Sumitomo Life group specialty insurer from parent mutual company.
- Useful for medical-insurance channel and product comparison.
- Registry-backed D2 specialty insurer.

## Related

- [[life-insurers/sumitomo-life]]
- [[life-insurers/hanasaku-life]]
- [[life-insurers/nanairo-life]]
- [[insurance/life-insurance-channel-mix]]
- [[insurance/INDEX]]

## Sources

- FSA: life-insurance company license list, as of 2026-04-13.
- Life Insurance Association of Japan: member-company list, as of 2026-04-13.
- メディケア生命 official website.