---
title: "カーディフ生命保険"
aliases: ["カーディフ生命", "Cardif Life", "Cardif Life Insurance Japan", "カーディフ生命保険株式会社"]
domain: life-insurers
created: 2026-05-21
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-21
confidence: likely
tags: [JapanFG, insurance, life-insurance, foreign-japan, bancassurance, operating-company]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/hoken.pdf"
  - "https://www.seiho.or.jp/member/list/"
  - "https://life.cardif.co.jp/"
---

# カーディフ生命保険


## Wiki route

This entry sits under [[life-insurers/INDEX|life-insurers INDEX]]. Read it alongside [[life-insurers/credit-agricole-life|クレディ・アグリコル生命]] as the closest same-domain peer — both are French-bank-affiliated, bancassurance-oriented Japan life insurers — with [[insurance/INDEX|insurance index]] for adjacent context and [[financial-licenses/INDEX|JapanFG index]] for the broader system boundary.

## TL;DR

カーディフ生命保険株式会社は、金融庁の life-insurer list と生命保険協会会員一覧に載る foreign-affiliated Japan life insurer。[[foreign-financial-institutions/bnp-paribas-japan]] と同じ BNP Paribas / Cardif adjacency で見るが、FinWiki では bank / securities page ではなく、credit protection and bancassurance-oriented life-insurance operating company として扱う。

## 1. License / group boundary

The following table is scoped to public primary sources (fsa.go.jp, seiho.or.jp, life.cardif.co.jp). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; seiho.or.jp; life.cardif.co.jp]

| Item | Notes |
|---|---|
| Legal name | カーディフ生命保険株式会社 |
| License route | Insurance Business Act life-insurance company; FSA life insurer list |
| Industry body | Life Insurance Association of Japan member |
| Group adjacency | BNP Paribas Cardif / [[foreign-financial-institutions/bnp-paribas-japan]] |
| Wiki role | Foreign-affiliated life insurer with bancassurance / creditor-insurance relevance |

## 2. Operating model

Cardif's Japan life-insurance surface is useful for mortgage / loan protection, credit protection, and bank-channel insurance analysis. It sits closer to product-embedded bancassurance than to sales-force-driven traditional life-insurance distribution.

## 3. Why this page matters

- Adds a registry-confirmed foreign-affiliated life-insurance operating company.
- Connects insurance with bank lending and credit-protection products.
- Separates BNP Paribas banking / securities context from insurance underwriting.

## Related

- [[foreign-financial-institutions/bnp-paribas-japan]]
- [[insurance/life-insurance-channel-mix]]
- [[life-insurers/dai-ichi-frontier-life]]
- [[life-insurers/td-financial-life]]

## Sources

- FSA: life-insurance company license list, as of 2026-04-13.
- Life Insurance Association of Japan: member-company list, as of 2026-04-13.
- カーディフ生命 official website.