---
title: "メトロポリタン銀行日本 (Metrobank Japan)"
aliases:
  - "Metrobank Japan"
  - "Metropolitan Bank and Trust Company Tokyo Branch"
  - "Metropolitan Bank Japan"
  - "メトロポリタン銀行"
domain: foreign-financial-institutions
created: 2026-05-22
last_updated: 2026-07-30
last_tended: 2026-07-30
review_by: 2026-11-22
confidence: likely
tags: [JapanFG, foreign-bank, Philippines, remittance, trade-finance, lending]
status: active
sources:
  - "https://www.fsa.go.jp/menkyo/menkyoj/ginkou.pdf"
  - "https://www.metrobank.co.jp/main/about-us/"
  - "https://www.metrobank.co.jp/main/about-us/company-overview/"
  - "https://www.metrobank.co.jp/main/2026/01/05/important-notice-consolidation-of-branch-operation-to-enhance-your-banking-experience/"
  - "https://www.metrobank.com.ph/articles/remittance-directory-asia"
---

# メトロポリタン銀行日本 (Metrobank Japan)

## Wiki route

Metrobank Japan sits under [[foreign-financial-institutions/INDEX|foreign-financial-institutions INDEX]] and is a Philippines-Japan corridor page in [[foreign-financial-institutions/foreign-bank-branches-japan-index|the foreign-bank branch registry]]. Read it with [[foreign-financial-institutions/philippine-national-bank-japan|Philippine National Bank Japan]], [[payments/funds-transfer-service-providers-japan-index|funds-transfer registry]], [[financial-licenses/foreign-bank-agency-business-route|foreign-bank agency route]], and [[payments/psp-merchant-settlement-risk|settlement-risk controls]].

Use this page for Metropolitan Bank and Trust Company Tokyo Branch, Philippine remittance, trade finance, selected corporate lending, and Japan branch consolidation.

## Overview

Metrobank Japan has a public Japan branch site with Tokyo Branch and, historically, Osaka Sub-branch information. The site lists major services including overseas remittance, trade finance, lending for selected corporates in Japan, and foreign-bank agency services.

The page is worth standalone treatment because Metrobank is the second strong Philippines-Japan bank corridor page after [[foreign-financial-institutions/philippine-national-bank-japan|PNB Japan]]. It links diaspora remittance, branch banking, trade finance, and corporate services.

## Entity Boundary

The following table is scoped to public primary sources (fsa.go.jp, metrobank.co.jp, metrobank.com.ph). It restates licence / structure / product boundaries from those materials and does not invent market share, ranking, or unstated numerical claims. ^[source:fsa.go.jp; metrobank.co.jp; metrobank.com.ph]

| Item | Reading |
|---|---|
| Parent bank | Metropolitan Bank and Trust Company |
| Japan branch | Tokyo Branch |
| Osaka status | Public notice says Osaka Sub-branch operations consolidate into Tokyo Branch effective 2026-02-27. |
| Main services | Remittance, trade finance, selected corporate lending, foreign-bank agency services. |
| Regulatory route | FSA foreign-bank branch row plus foreign-bank agency approvals in public Japan site material. |

## Business Role Map

| Function | Japan relevance |
|---|---|
| Overseas remittance | Philippines-bound and related remittance service route. |
| Trade finance | Export-bill discounting, L/C advice, reimbursement, and trade-related services in public site language. |
| Corporate lending | Lending for selected corporates in Japan. |
| Foreign-bank agency | Intermediary services for selected head-office products. |
| Digital / branch consolidation | 2026 Osaka-to-Tokyo consolidation points to branch optimization and digital service emphasis. |

## Public Context

Metrobank Japan is both a bank-branch page and a remittance corridor page. Its value is not measured only by branch count or balance-sheet size. It matters because it sits where migrant / diaspora finance, Philippine household remittance, Japan resident services, and corporate trade flows overlap.

For comparative analysis, open [[foreign-financial-institutions/philippine-national-bank-japan|PNB Japan]] first. Then compare non-bank remittance players such as [[payment-firms/sbi-remit|SBI Remit]], [[payment-firms/western-union-japan|Western Union Japan]], and [[payment-firms/wise-payments-japan|Wise]].

## Research Checklist

1. Confirm whether the service is provided by Metrobank Tokyo Branch, a consolidated former Osaka route, or a separate remittance company.
2. Use public Japan notices for branch-consolidation status.
3. Separate remittance, deposit, loan, trade-finance, and foreign-bank agency roles.
4. For remittance analysis, check fee, transfer rail, receiving bank / payout route, and identity / AML requirements.
5. For corporate analysis, record whether the service is trade finance, loan, or agency introduction.

## Related

- [[foreign-financial-institutions/INDEX]]
- [[foreign-financial-institutions/foreign-bank-branches-japan-index]]
- [[foreign-financial-institutions/philippine-national-bank-japan]]
- [[financial-licenses/foreign-bank-branch-license-route]]
- [[financial-licenses/foreign-bank-agency-business-route]]
- [[payments/funds-transfer-service-providers-japan-index]]
- [[payment-firms/sbi-remit]]
- [[payment-firms/western-union-japan]]
- [[INDEX|FinWiki index]]

## Sources

- FSA: bank license list.
- Metrobank Japan: About Us, company overview, service / approval, and 2026 branch-consolidation notice.
- Metrobank: Asia remittance directory.