---
title: "CCIグループ (CCI Group)"
aliases:
  - "CCI Group"
  - "株式会社CCIグループ"
  - "CCIグループ"
  - "北國フィナンシャルホールディングス"
  - "Hokkoku Financial Holdings"
  - "北國 FHD"
domain: financial-regulators
created: 2026-05-22
last_updated: 2026-07-29
last_tended: 2026-07-29
review_by: 2026-10-27
confidence: likely
tags: [JapanFG, regional-bank, bank-holding-company, hokkoku, digital-bank, stablecoin]
status: active
sources:
  - "https://www.ccig.co.jp/company/about/"
  - "https://www.ccig.co.jp/company/"
  - "https://www.fsa.go.jp/menkyo/menkyoj/ginkoumochikabu.pdf"
  - "https://www.ccig.co.jp/ir/index.html"
---

# CCIグループ (CCI Group)

## Wiki route

CCI Group is the current-name bank-holding-company page for the former [[regional-banks/hokkoku-fhd|Hokkoku Financial Holdings]] route. Read it with [[regional-banks/hokkoku-bank|Hokkoku Bank]], [[banking/regional-bank-api-digital-partnership-route|regional bank API / digital partnership]], [[fintech/jp-stablecoin-dcjpy|deposit-token / digital-money routes]], and [[banking/INDEX|banking domain]].

Use this page for the holding-company strategy, current legal name, group expansion, digital / cross-border / consulting businesses, and FSA bank-holding-company boundary. Use [[regional-banks/hokkoku-bank|Hokkoku Bank]] for the operating bank itself.

## Overview

CCI Group is the current listed bank holding company built around Hokkoku Bank. The public company profile states that the group was established on 2021-10-01 as 北國フィナンシャルホールディングス and changed its name to 株式会社CCIグループ on 2025-10-01.

The page matters because the rename is not only cosmetic. The official profile describes a bank-holding-company purpose, while the group positions itself across finance, consulting, BPO, system development, asset management, regional revitalization, and overseas business. That makes CCI Group a current-name regional-finance platform rather than only an "old Hokkoku FHD" page.

## Entity Boundary

| Item | Reading |
|---|---|
| Current legal name | 株式会社CCIグループ |
| English name | CCI Group, Inc. |
| Previous name | 株式会社北國フィナンシャルホールディングス |
| Established | 2021-10-01 |
| Name change | 2025-10-01 |
| Listing | Tokyo Stock Exchange Prime, 7381 |
| Core operating bank | [[regional-banks/hokkoku-bank|Hokkoku Bank]] |
| Regulatory route | FSA bank holding-company list |

Sources: ^[CCI Group company profile: https://www.ccig.co.jp/company/about/; CCI Group corporate site: https://www.ccig.co.jp/company/; FSA bank holding-company list: https://www.fsa.go.jp/menkyo/menkyoj/ginkoumochikabu.pdf.]

The existing [[regional-banks/hokkoku-fhd|hokkoku-fhd]] page remains a historical / old-name bridge, but the current official-name route point here.

## Group Structure Map

| Segment | Public-source reading | Wiki route |
|---|---|---|
| Banking | Hokkoku Bank remains the operating-bank core. | [[regional-banks/hokkoku-bank]] |
| Finance adjacency | Leasing, credit card, guarantee, and financial services around the bank. | [[banking/INDEX]] |
| Consulting / BPO | Group expansion into advisory, BPO, system development, and operations. | [[banking/regional-bank-api-digital-partnership-route]] |
| Asset management | Investment advisory and fund operation / management functions. | [[asset-managers/nomura-asset-management]] for AM contrast |
| Regional revitalization | Sports, venue, regional commerce, and local-company support. | [[regional-banks/kyushu-fg]] for regional-bank contrast |
| Overseas | Cross-border and overseas support functions. | [[finance/cross-border-m-a-japan]] |

## Public Context

CCI Group is one of the more explicit examples of a regional bank holding company trying to widen beyond traditional deposits and loans. The public profile links group value to banking, consulting, investment, system, regional revitalization, and overseas functions.

This fits the broader regional-bank playbook captured in [[banking/regional-bank-api-digital-partnership-route|regional bank API / digital partnership]]. A regional bank can remain locally anchored while trying to monetize technology, advisory, payments, and cross-border support.

The older [[regional-banks/hokkoku-fhd|Hokkoku FHD]] narrative around Microsoft / open-system / digital regional-bank leadership is still relevant, but the current CCI name better captures the group's rebranded platform ambition.

## Regulatory / Research Notes

- Use the FSA bank-holding-company list when the current legal-name boundary matters.
- Use company profile / IR pages for the 2025 name change and group business categories.
- Keep [[regional-banks/hokkoku-bank|Hokkoku Bank]] separate from the holding company; the operating bank sits inside the industry-body layer mapped by [[financial-regulators/zenginkyo|全国銀行協会 (Zenginkyō)]].
- When analyzing deposit-token or digital-money claims, route to [[fintech/jp-stablecoin-dcjpy|tokenized deposit / DCJPY context]] and public company disclosures rather than assuming product scope from branding.
- When analyzing regional-finance transformation, compare with [[regional-banks/fukuoka-fg|Fukuoka FG]], [[regional-banks/shizuoka-fg|Shizuoka FG]], and [[regional-banks/kyushu-fg|Kyushu FG]].

## Caveats

- Public group categories do not imply each business has material earnings scale.
- A broader group brand can make bank, consulting, asset management, and regional-development boundaries blur; identify the operating entity before making claims.
- This page is not investment advice.

## Related

- [[financial-regulators/INDEX]]
- [[regional-banks/hokkoku-fhd]]
- [[regional-banks/hokkoku-bank]]
- [[regional-banks/fukuoka-fg]]
- [[regional-banks/shizuoka-fg]]
- [[regional-banks/kyushu-fg]]
- [[banking/regional-bank-api-digital-partnership-route]]
- [[banking/INDEX]]
- [[fintech/jp-stablecoin-dcjpy]]
- [[INDEX|FinWiki index]]

## Sources

- CCI Group: company profile / history, group overview, and IR pages.
- FSA: bank holding-company list.