---
title: "多摩信用金庫"
aliases: ["Tama Shinkin Bank", "多摩信金", "たましん", "信金"]
domain: cooperative-banks
created: 2026-05-24
last_updated: 2026-07-29
last_tended: 2026-07-29
review_by: 2026-10-27
confidence: likely
tags: [JapanFG, shinkin, cooperative-banking, tokyo, kanto, operating-company]
status: active
sources:
  - "https://www.tamashin.jp/profile/"
  - "https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx"
  - "https://www.shinkin-central-bank.jp/"
---

# 多摩信用金庫

## Wiki route

This entry sits under [[cooperative-banks/INDEX|cooperative-banks index]]. Read it against [[cooperative-banks/jonan-shinkin|城南信用金庫]] for peer / contrast context (multi-ku Tokyo 23 vs Tama region) inside the Tokyo shinkin block, [[banking/shinkin-bank-registry-japan|Japan shinkin bank registry]] for the system landscape, [[cooperative-banks/shinkin-central|信金中央金庫]] for the cooperative central institution above it, and [[financial-regulators/fsa|the FSA]] for the supervisory / licensing boundary over 信用金庫.

## TL;DR

多摩信用金庫（たましん）は、東京都立川市に本店を置く、東京都多摩地域（立川・武蔵野・八王子・三鷹・調布など）を主たる営業地盤とする大手地域信用金庫。多摩地区の中小企業・住宅ローン・個人預金を中核とし、ベンチャー支援・産学連携・地域 CRE 金融でも知られる協同組織金融機関。

## 1. License / group boundary

| Item | Notes |
|---|---|
| Legal name | 多摩信用金庫 |
| Institution type | 信用金庫 (shinkin bank) — member-based cooperative under 信用金庫法 |
| License route | 信用金庫法 / FSA 信用金庫免許一覧 |
| Supervisor | [[financial-regulators/fsa|金融庁 (FSA)]] + 関東財務局 (regional 財務局 delegated supervision) |
| Group boundary | Member of [[cooperative-banks/shinkin-central|信金中央金庫]] cooperative system |
| Deposit protection | [[financial-regulators/dic|預金保険機構 (DIC)]] — shinkin deposits are DIC-insured |
| Home market | 東京都多摩地域 + 神奈川一部 |
| Wiki role | Tokyo Tama 大手 shinkin operating-company anchor page |

Sources: 正式名、法人番号、本店所在地、免許名簿上の存在は金融庁一覧、営業地区・組織情報は多摩信用金庫の公式プロフィールで確認する。比較語は同一基準日の全庫比較なしに順位として扱わない。 ^[Sources: https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx; https://www.tamashin.jp/profile/.]

## 2. Institution-type business model

As a **信用金庫 (shinkin bank)**, 多摩信用金庫 is a *member-based cooperative deposit-taking institution* under 信用金庫法, not a joint-stock bank. Membership and lending are anchored to a defined 営業地区 — Tokyo's 多摩 region — and credit is statutorily oriented to member SMEs and retail households. Its region-development overlay (ベンチャー支援・産学連携・地域 CRE) is an expression of the cooperative mandate to serve the local member economy rather than maximise external-shareholder returns, the defining feature of Japan's 協同組織金融 (cooperative finance) tier it shares with [[cooperative-banks/jonan-shinkin|城南信用金庫]] and [[cooperative-banks/asahi-shinkin|朝日信用金庫]].

多摩信用金庫は、多摩地域の中小企業向け SME 融資・住宅ローン・個人預金を中核業務としつつ、ベンチャー支援（多摩信用金庫ビジネスフェアなど）、地元大学（中央大・東京農工大など）との産学連携、地域 CRE/不動産金融に強みを持つ。東京 23 区中心の [[cooperative-banks/jonan-shinkin|城南信用金庫]]・[[cooperative-banks/asahi-shinkin|朝日信用金庫]] と地理的に役割分担する Tama 地区アンカー shinkin。

## 3. System & regulatory positioning

- **Central institution**: sits beneath [[cooperative-banks/shinkin-central|信金中央金庫 (Shinkin Central Bank)]] for liquidity, surplus-fund investment, and settlement — the shinkin analogue of [[cooperative-banks/norinchukin|農林中央金庫]] for the JA system.
- **Supervision**: licensed under 信用金庫法 by [[financial-regulators/fsa|the FSA]] with day-to-day oversight delegated to the regional 財務局; deposits are insured by [[financial-regulators/dic|the Deposit Insurance Corporation (DIC)]].
- **System context**: see [[banking/cooperative-banking-japan|cooperative banking in Japan]] for the shinkin tier's place within 協同組織金融 and [[banking/shinkin-bank-registry-japan|the shinkin registry]] for the national 信用金庫 population.

## 4. Why this page matters

- 多摩地区中小企業金融のキープレイヤーの operating-company entry。
- 産学連携・ベンチャー支援に積極的な信用金庫のケース。
- 東京 shinkin の地理的分担（23 区 vs 多摩）のアンカー。

## Related

- [[cooperative-banks/shinkin-central]]
- [[cooperative-banks/jonan-shinkin]]
- [[cooperative-banks/asahi-shinkin]]
- [[cooperative-banks/johoku-shinkin]]
- [[banking/shinkin-bank-registry-japan]]
- [[banking/cooperative-banking-japan]]
- [[banking/INDEX]]

## Sources

- FSA: 信用金庫免許一覧 (latest snapshot per FSA registry)
- 多摩信用金庫 公式 会社概要 (https://www.tamashin.jp/profile/)
- 信金中央金庫 cooperative system context