---
title: "川崎信用金庫"
aliases: ["Kawasaki Shinkin Bank", "川崎信金", "信金"]
domain: cooperative-banks
created: 2026-05-24
last_updated: 2026-07-29
last_tended: 2026-07-29
review_by: 2026-10-27
confidence: likely
tags: [JapanFG, shinkin, cooperative-banking, kanagawa, kanto, operating-company]
status: active
sources:
  - "https://www.shinkin.co.jp/kawashin/profile/"
  - "https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx"
  - "https://www.shinkin-central-bank.jp/"
---

# 川崎信用金庫

## Wiki route

This entry sits under [[cooperative-banks/INDEX|cooperative-banks index]]. Read it against [[cooperative-banks/yokohama-shinkin|横浜信用金庫]] for peer / contrast context inside the Kanagawa shinkin block, [[banking/shinkin-bank-registry-japan|Japan shinkin bank registry]] for the system landscape, [[cooperative-banks/shinkin-central|信金中央金庫]] for the cooperative central institution above it, and [[financial-regulators/fsa|the FSA]] for the supervisory / licensing boundary over 信用金庫.

## TL;DR

川崎信用金庫は、神奈川県川崎市川崎区に本店を置く、川崎市と東京都南部の一部を主たる営業地盤とする地域信用金庫。京浜工業地帯の中小製造業・商店向け融資、住宅ローン、個人預金を中核業務とする協同組織金融機関。

## 1. License / group boundary

| Item | Notes |
|---|---|
| Legal name | 川崎信用金庫 |
| Institution type | 信用金庫 (shinkin bank) — member-based cooperative under 信用金庫法 |
| License route | 信用金庫法 / FSA 信用金庫免許一覧 |
| Supervisor | [[financial-regulators/fsa|金融庁 (FSA)]] + 関東財務局 (regional 財務局 delegated supervision) |
| Group boundary | Member of [[cooperative-banks/shinkin-central|信金中央金庫]] cooperative system |
| Deposit protection | [[financial-regulators/dic|預金保険機構 (DIC)]] — shinkin deposits are DIC-insured |
| Home market | 神奈川県川崎市 + 東京南部一部 |
| Wiki role | Kanagawa Kawasaki shinkin operating-company anchor page |

Sources: 正式名、法人番号、本店所在地、免許名簿上の存在は金融庁一覧、営業地区・組織情報は川崎信用金庫の公式プロフィールで確認する。 ^[Sources: https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx; https://www.shinkin.co.jp/kawashin/profile/.]

## 2. Institution-type business model

As a **信用金庫 (shinkin bank)**, 川崎信用金庫 is a *member-based cooperative deposit-taking institution* under 信用金庫法, not a joint-stock bank. Membership and lending are tied to a defined 営業地区 — 川崎市 plus part of southern Tokyo — and credit is statutorily oriented to member SMEs (京浜工業地帯の中小製造業・サプライヤー) and retail households, distinguishing it from the shareholder-owned [[regional-banks/yokohama-bank|横浜銀行]] competing in the same region. Surplus serves member return and reserves, the defining feature of the 協同組織金融 (cooperative finance) tier shared with [[cooperative-banks/yokohama-shinkin|横浜信用金庫]].

川崎信用金庫は、京浜工業地帯（川崎区・幸区など）の中小製造業・サプライヤー向け SME 融資・運転資金、ならびに川崎北部のベッドタウン地域の住宅ローン・個人預金を中核業務とする。神奈川 shinkin landscape では [[cooperative-banks/yokohama-shinkin|横浜信用金庫]] と地理的分担関係にあり、東京都南西部に営業基盤を持つ [[cooperative-banks/jonan-shinkin|城南信用金庫]] とは境界地域で競合する都市型 shinkin。

## 3. System & regulatory positioning

- **Central institution**: sits beneath [[cooperative-banks/shinkin-central|信金中央金庫 (Shinkin Central Bank)]] for liquidity, surplus-fund investment, and settlement — the shinkin analogue of [[cooperative-banks/norinchukin|農林中央金庫]] for the JA system.
- **Supervision**: licensed under 信用金庫法 by [[financial-regulators/fsa|the FSA]] with day-to-day oversight delegated to the regional 財務局; deposits are insured by [[financial-regulators/dic|the Deposit Insurance Corporation (DIC)]].
- **System context**: see [[banking/cooperative-banking-japan|cooperative banking in Japan]] for the shinkin tier's place within 協同組織金融 and [[banking/shinkin-bank-registry-japan|the shinkin registry]] for the national 信用金庫 population.

## 4. Why this page matters

- 京浜工業地帯中小製造業金融のキープレイヤーの operating-company entry。
- 神奈川 shinkin の地理的分担（川崎 vs 横浜）のアンカー。
- [[cooperative-banks/jonan-shinkin|城南信用金庫]] との都県境競合の対比ページ。

## Related

- [[cooperative-banks/shinkin-central]]
- [[cooperative-banks/yokohama-shinkin]]
- [[cooperative-banks/jonan-shinkin]]
- [[banking/shinkin-bank-registry-japan]]
- [[banking/cooperative-banking-japan]]
- [[banking/INDEX]]

## Sources

- FSA: 信用金庫免許一覧 (latest snapshot per FSA registry)
- 川崎信用金庫 公式 会社概要 (per official 川崎信用金庫 corporate site)
- 信金中央金庫 cooperative system context