---
title: "浜松磐田信用金庫"
aliases: ["Hamamatsu Iwata Shinkin Bank", "浜松磐田信金", "はましん", "信金"]
domain: cooperative-banks
created: 2026-05-24
last_updated: 2026-07-29
last_tended: 2026-07-29
review_by: 2026-10-27
confidence: likely
tags: [JapanFG, shinkin, cooperative-banking, shizuoka, chubu, operating-company]
status: active
sources:
  - "https://www.hamashin.com/profile/"
  - "https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx"
  - "https://www.shinkin-central-bank.jp/"
---

# 浜松磐田信用金庫

## Wiki route

This entry sits under [[cooperative-banks/INDEX|cooperative-banks index]]. Read it against [[cooperative-banks/okazaki-shinkin|岡崎信用金庫]] for peer / contrast context inside the Chubu manufacturing-belt shinkin block, [[banking/shinkin-bank-registry-japan|Japan shinkin bank registry]] for the system landscape, [[cooperative-banks/shinkin-central|信金中央金庫]] for the cooperative central institution above it, and [[financial-regulators/fsa|the FSA]] for the supervisory / licensing boundary over 信用金庫.

## TL;DR

浜松磐田信用金庫（はましん）は、静岡県浜松市中央区に本店を置く、静岡県西部（浜松・磐田・湖西・袋井など）を主たる営業地盤とする大手地方信用金庫。スズキ・ヤマハ・ヤマハ発動機・ローランドなど浜松地域の輸送機・楽器・光技術製造業サプライチェーン中小企業向け融資に強みを持つ協同組織金融機関。

## 1. License / group boundary

| Item | Notes |
|---|---|
| Legal name | 浜松磐田信用金庫 |
| Institution type | 信用金庫 (shinkin bank) — member-based cooperative under 信用金庫法 |
| License route | 信用金庫法 / FSA 信用金庫免許一覧 |
| Supervisor | [[financial-regulators/fsa|金融庁 (FSA)]] + 東海財務局 (regional 財務局 delegated supervision) |
| Group boundary | Member of [[cooperative-banks/shinkin-central|信金中央金庫]] cooperative system |
| Deposit protection | [[financial-regulators/dic|預金保険機構 (DIC)]] — shinkin deposits are DIC-insured |
| Home market | 静岡県西部（浜松・磐田・湖西など） |
| Wiki role | Shizuoka 西部 / Chubu 大手 shinkin operating-company anchor page |

Sources: 正式名、法人番号、本店所在地、免許名簿上の存在は金融庁一覧、合併沿革・営業地区・組織情報は浜松磐田信用金庫の公式プロフィールで確認する。 ^[Sources: https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx; https://www.hamashin.com/profile/.]

## 2. Institution-type business model

As a **信用金庫 (shinkin bank)**, 浜松磐田信用金庫 is a *member-based cooperative deposit-taking institution* under 信用金庫法, not a joint-stock bank, formed by the merger of 旧浜松信用金庫 and 旧磐田信用金庫. Membership and lending are tied to a defined 営業地区 (静岡県西部) and statutorily oriented to member SMEs — here the 輸送機・楽器・光技術 manufacturing supply chain — rather than the open corporate market. Surplus serves member return and reserves, the defining feature of the 協同組織金融 (cooperative finance) tier it shares with [[cooperative-banks/okazaki-shinkin|岡崎信用金庫]] across the Chubu manufacturing belt.

浜松磐田信用金庫は、浜松地域の輸送機（スズキ・ヤマハ発動機）、楽器（ヤマハ・河合楽器）、光技術（浜松ホトニクス）などを中心とした製造業サプライチェーン中小企業向け SME 融資・運転資金・設備資金を中核業務とする。住宅ローン・個人預金、地元事業承継支援も柱。旧浜松信用金庫と旧磐田信用金庫の合併で現在の地盤を形成し、Chubu shinkin landscape では [[cooperative-banks/okazaki-shinkin|岡崎信用金庫]]（西三河自動車サプライチェーン）と並ぶ製造業集積エリアの代表 shinkin。

## 3. System & regulatory positioning

- **Central institution**: sits beneath [[cooperative-banks/shinkin-central|信金中央金庫 (Shinkin Central Bank)]] for liquidity, surplus-fund investment, and settlement — the shinkin analogue of [[cooperative-banks/norinchukin|農林中央金庫]] for the JA system.
- **Supervision**: licensed under 信用金庫法 by [[financial-regulators/fsa|the FSA]] with day-to-day oversight delegated to the regional 財務局; deposits are insured by [[financial-regulators/dic|the Deposit Insurance Corporation (DIC)]].
- **System context**: see [[banking/cooperative-banking-japan|cooperative banking in Japan]] for the shinkin tier's place within 協同組織金融 and [[banking/shinkin-bank-registry-japan|the shinkin registry]] for the national 信用金庫 population.

## 4. Why this page matters

- 浜松輸送機・楽器・光技術製造業集積を支える協同組織側キープレイヤーの operating-company entry。
- [[cooperative-banks/okazaki-shinkin|岡崎信用金庫]] と並ぶ Chubu 製造業 shinkin ペアの片方。
- 合併型 shinkin（浜松＋磐田）の代表的ケース。

## Related

- [[cooperative-banks/shinkin-central]]
- [[cooperative-banks/okazaki-shinkin]]
- [[regional-banks/aichi-bank]]
- [[banking/shinkin-bank-registry-japan]]
- [[banking/cooperative-banking-japan]]
- [[banking/INDEX]]

## Sources

- FSA: 信用金庫免許一覧 (latest snapshot per FSA registry)
- 浜松磐田信用金庫 公式 会社概要 (https://www.hamashin.com/profile/)
- 信金中央金庫 cooperative system context