---
title: "朝日信用金庫"
aliases: ["Asahi Shinkin Bank", "朝日信金", "あさひ信金", "信金"]
domain: cooperative-banks
created: 2026-05-24
last_updated: 2026-07-29
last_tended: 2026-07-29
review_by: 2026-10-27
confidence: likely
tags: [JapanFG, shinkin, cooperative-banking, tokyo, kanto, operating-company]
status: active
sources:
  - "https://www.asahi-shinkin.co.jp/corp/profile/"
  - "https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx"
  - "https://www.shinkin-central-bank.jp/"
---

# 朝日信用金庫

## Wiki route

This entry sits under [[cooperative-banks/INDEX|cooperative-banks index]]. Read it against [[cooperative-banks/jonan-shinkin|城南信用金庫]] for peer / contrast context inside the Tokyo shinkin block, [[banking/shinkin-bank-registry-japan|Japan shinkin bank registry]] for the system landscape, [[cooperative-banks/shinkin-central|信金中央金庫]] for the cooperative central institution above it, and [[financial-regulators/fsa|the FSA]] for the supervisory / licensing boundary over 信用金庫.

## TL;DR

朝日信用金庫は、東京都台東区に本店を置く、東京都心部（台東・中央・千代田・墨田など）と埼玉県・千葉県の一部を主たる営業地盤とする大手都市型信用金庫。中小企業・問屋・商店・個人事業主向けの融資を中核とする協同組織金融機関。

## 1. License / group boundary

| Item | Notes |
|---|---|
| Legal name | 朝日信用金庫 |
| Institution type | 信用金庫 (shinkin bank) — member-based cooperative under 信用金庫法 |
| License route | 信用金庫法 / FSA 信用金庫免許一覧 |
| Supervisor | [[financial-regulators/fsa|金融庁 (FSA)]] + 関東財務局 (regional 財務局 delegated supervision) |
| Group boundary | Member of [[cooperative-banks/shinkin-central|信金中央金庫]] cooperative system |
| Deposit protection | [[financial-regulators/dic|預金保険機構 (DIC)]] — shinkin deposits are DIC-insured |
| Home market | 東京都心部 + 埼玉・千葉一部 |
| Wiki role | Tokyo 中央 shinkin operating-company anchor page |

Sources: 正式名、法人番号、本店所在地、免許名簿上の存在は金融庁一覧、沿革・営業地区・店舗情報は朝日信用金庫の公式プロフィールで確認する。 ^[Sources: https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx; https://www.asahi-shinkin.co.jp/corp/profile/.]

## 2. Institution-type business model

As a **信用金庫 (shinkin bank)**, 朝日信用金庫 is a *member-based cooperative deposit-taking institution* under 信用金庫法, not a joint-stock bank. Lending is statutorily directed at members within a defined 営業地区 — here the dense 問屋街 (wholesale district) of central Tokyo plus 中小製造業・サービス業 — rather than at the open corporate market a 都市銀行 serves. Deposits are taken from the general public, but credit and surplus are oriented to the cooperative membership of local SMEs and individual proprietors, the defining feature of Japan's 協同組織金融 tier shared with [[cooperative-banks/jonan-shinkin|城南信用金庫]] and the wider shinkin population.

朝日信用金庫は、東京都心の問屋街（浅草橋・蔵前・日本橋など）の中小卸売業・小売業・個人事業主、ならびに台東・中央・千代田・墨田区の中小製造業・サービス業向け融資を中核業務とする。東京の shinkin landscape では [[cooperative-banks/jonan-shinkin|城南信用金庫]] と並ぶ大手都市型 shinkin の一つで、預金規模で全国信用金庫の上位に位置する。

## 3. System & regulatory positioning

- **Central institution**: sits beneath [[cooperative-banks/shinkin-central|信金中央金庫 (Shinkin Central Bank)]] for liquidity, surplus-fund management, and nationwide settlement — the shinkin analogue of [[cooperative-banks/norinchukin|農林中央金庫]] for the JA system.
- **Supervision**: chartered under 信用金庫法 and supervised by [[financial-regulators/fsa|the FSA]] with day-to-day oversight delegated to the regional 財務局; deposits are protected by [[financial-regulators/dic|the Deposit Insurance Corporation (DIC)]].
- **System context**: see [[banking/cooperative-banking-japan|cooperative banking in Japan]] for the position of the shinkin tier within 協同組織金融, and [[banking/shinkin-bank-registry-japan|the shinkin registry]] for the national 信用金庫 population.

## 4. Why this page matters

- 東京都心問屋街・中小卸売業金融のキープレイヤーの operating-company entry。
- 大手都市型 shinkin（城南・朝日）の比較アンカーの一つ。
- メガバンク本拠地での協同組織モデルの代表的ケース。

## Related

- [[cooperative-banks/shinkin-central]]
- [[cooperative-banks/jonan-shinkin]]
- [[cooperative-banks/johoku-shinkin]]
- [[cooperative-banks/tama-shinkin]]
- [[banking/shinkin-bank-registry-japan]]
- [[banking/cooperative-banking-japan]]
- [[banking/INDEX]]

## Sources

- FSA: 信用金庫免許一覧 (latest snapshot per FSA registry)
- 朝日信用金庫 公式 会社概要 (https://www.asahi-shinkin.co.jp/corp/profile/)
- 信金中央金庫 cooperative system context