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  "domain": "policy-finance",
  "title": "JFC SME Division operating model (中小企業事業)",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "JFC SME Division operating model (中小企業事業)",
    "aliases": [
      "policy-finance/jfc-sme-division-operating-model",
      "jfc-sme-division-operating-model",
      "JFC 中小企業事業",
      "JFC SME Unit",
      "JFC 中小事業",
      "Chusho Kigyo Jigyo",
      "JFC SME loans operating model",
      "JFC 中小企業事業本部"
    ],
    "domain": "policy-finance",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "policy-finance",
      "jfc",
      "sme-finance",
      "business-succession",
      "startup-finance",
      "safety-net",
      "interest-subsidy"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.jfc.go.jp/n/finance/sme/",
      "https://www.jfc.go.jp/n/findings/pdf/jfc2024.pdf",
      "https://www.chusho.meti.go.jp/koukai/shingikai/",
      "https://www.meti.go.jp/policy/jigyou_saisei/index.html",
      "https://www.jfc.go.jp/n/finance/sme/m_keiei.html"
    ]
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  "headings": [
    "JFC SME Division operating model (中小企業事業)",
    "Wiki route",
    "TL;DR",
    "1. 部門位置 within JFC",
    "2.1 Loan-product table",
    "2.2 創業融資 (startup-credit) lane",
    "2.3 事業承継 (business-succession) lane",
    "2.4 共済関連 sub-products",
    "2.5 利子補給 (interest-rate-subsidy) mechanics",
    "3. 審査 / underwriting プロセス"
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