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  "domain": "policy-finance",
  "title": "JFC 国民生活事業 (National Life Finance Division) operating model",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "JFC 国民生活事業 (National Life Finance Division) operating model",
    "aliases": [
      "policy-finance/jfc-kokumin-life-finance-division",
      "jfc-kokumin-life-finance-division",
      "JFC 国民生活事業",
      "JFC National Life Finance Unit",
      "Kokumin Seikatsu Jigyo",
      "JFC personal-lending division",
      "新創業融資制度",
      "国民生活金融公庫",
      "国金"
    ],
    "domain": "policy-finance",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "policy-finance",
      "jfc",
      "micro-finance",
      "startup-finance",
      "education-loan",
      "personal-lending",
      "covid-zerozero",
      "marukei",
      "small-business",
      "safety-net"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.jfc.go.jp/n/finance/individual/",
      "https://www.jfc.go.jp/n/finance/kyoiku/",
      "https://www.jfc.go.jp/n/finance/search/sougyou_m_m.html",
      "https://www.jfc.go.jp/n/findings/pdf/jfc2024.pdf",
      "https://www.jfc.go.jp/n/company/branch/",
      "https://www.meti.go.jp/policy/sme_chiiki/index.html",
      "https://www.chusho.meti.go.jp/koukai/shingikai/",
      "https://www.maff.go.jp/j/keiei/kinyu/hosyo/hosyou.html"
    ]
  },
  "summary": "This entry sits under policy-finance index as the third product-bearing division inside 日本政策金融公庫 (JFC), alongside JFC SME Division (中小企業事業) and JFC Agriculture, Forestry and Fisheries Division (農林水産事業). Read it against Japan credit guarantee system and JFG for the parallel public-credit channel that",
  "headings": [
    "JFC 国民生活事業 (National Life Finance Division) operating model",
    "Wiki route",
    "TL;DR",
    "1. 部門位置 within JFC",
    "2.1 Loan-product table",
    "2.2 創業融資 — the 新創業融資制度 anchor",
    "2.3 マル経融資 (Marukei Loan) — the 商工会議所 / 商工会 channel",
    "2.4 教育貸付 — the 国の教育ローン anchor",
    "2.5 セーフティネット and 災害貸付 — the safety lane",
    "Scale of COVID lending"
  ],
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