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  "domain": "payments",
  "title": "Visa Mastercard AMEX JCB Japan operating comparison",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Visa Mastercard AMEX JCB Japan operating comparison",
    "aliases": [
      "payments/visa-mastercard-amex-jcb-japan-operating-comparison",
      "visa-mastercard-amex-jcb-japan-operating-comparison",
      "Japan four-brand card scheme comparison",
      "Visa Japan vs Mastercard Japan vs AMEX Japan vs JCB",
      "Japan card brand operating-model matrix",
      "Japan four-party three-party scheme split",
      "Japan card brand JV with banks comparison",
      "Visa Direct Mastercard Send JCB QR overlay Japan",
      "日本国際ブランド四社比較マトリクス"
    ],
    "domain": "payments",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "payments",
      "card",
      "scheme",
      "brand",
      "visa",
      "mastercard",
      "amex",
      "jcb",
      "matrix",
      "Japan",
      "four-party",
      "three-party"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.visa.co.jp/",
      "https://www.visa.co.jp/about-visa.html",
      "https://www.visa.co.jp/visa-everywhere/japan/visa-japan.html",
      "https://www.mastercard.co.jp/",
      "https://www.mastercard.co.jp/ja-jp/business/about-mastercard.html",
      "https://www.americanexpress.com/jp/",
      "https://www.americanexpress.com/ja-jp/company/",
      "https://www.global.jcb/ja/",
      "https://www.global.jcb/ja/about-us/business-area/brand/",
      "https://www.jcb.co.jp/",
      "https://www.meti.go.jp/press/2023/06/20230601003/20230601003.html",
      "https://www.meti.go.jp/press/2025/03/20260331006/20260331006.html",
      "https://www.meti.go.jp/policy/mono_info_service/cashless/index.html",
      "https://paymentsjapan.or.jp/wp-content/uploads/2023/08/roadmap2023.pdf",
      "https://paymentsjapan.or.jp/category/publications/",
      "https://www.j-credit.or.jp/",
      "https://www.jftc.go.jp/houdou/pressrelease/2022/apr/220408.html",
      "https://www.saisoncard.co.jp/company/persona/",
      "https://www.cr.mufg.jp/corporate/"
    ]
  },
  "summary": "This entry sits under payments index as the four-brand cross-comparison page that pairs with JCB three-party operating model for the JCB-specific deep dive, Japan card issuer / acquirer / processor split for the role-separation framework, Japan interchange and merchant fee stack for the fee-flow con",
  "headings": [
    "Visa Mastercard AMEX JCB Japan operating comparison",
    "Wiki route",
    "TL;DR",
    "Why this comparison matters",
    "Big four-brand comparison matrix",
    "Visa (Visa Worldwide Pte Ltd Japan branch)",
    "Mastercard (Mastercard Japan K.K.)",
    "American Express (American Express International Inc. Japan)",
    "JCB (JCB Co Ltd + JCB International Co Ltd)",
    "Issuer / acquirer cross-ownership matrix"
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