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  "raw_markdown_url": "https://finwiki.zksc.io/payments/psp-merchant-settlement-risk.md",
  "domain": "payments",
  "title": "PSP merchant settlement risk",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "PSP merchant settlement risk",
    "aliases": [
      "merchant PSP settlement risk",
      "PSP settlement risk Japan",
      "加盟店決済代行リスク"
    ],
    "domain": "payments",
    "type": null,
    "created": "2026-05-21",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-21",
    "confidence": "likely",
    "tags": [
      "payments",
      "PSP",
      "acquiring",
      "settlement-risk",
      "merchant-risk"
    ],
    "status": "active",
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    "note": null,
    "sources": [
      "https://www.meti.go.jp/policy/economy/consumer/credit/kappuhanbaihoatobaraibunyanogaiyofaq.html",
      "https://www.meti.go.jp/policy/economy/consumer/credit/115tourokujigyousyaitiran.html",
      "https://www.fsa.go.jp/menkyo/menkyoj/shikin_idou.pdf",
      "https://paymentsjapan.or.jp/publications/code-payments-20260330/"
    ]
  },
  "summary": "Merchant PSP risk is the risk that sits between checkout success and final money movement: merchant onboarding, card-number handling, fraud monitoring, chargebacks, reserves, settlement timing, refunds, and platform or wallet failures. In Japan, the analysis must combine METI's card-number handling",
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    "PSP merchant settlement risk",
    "Overview",
    "Risk Stack",
    "Japan Regulatory Routes",
    "Company Lens",
    "Practical Reading Rules",
    "Related",
    "Sources"
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