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  "domain": "payments",
  "title": "Japan card security and authentication controls",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Japan card security and authentication controls",
    "aliases": [
      "japan-card-security-authentication-controls",
      "Japan EC card security controls",
      "EMV 3-D Secure Japan",
      "日本クレジットカード security controls"
    ],
    "domain": "payments",
    "type": null,
    "created": "2026-05-22",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-22",
    "confidence": "likely",
    "tags": [
      "payments",
      "credit-card",
      "security",
      "EMV-3DS",
      "PCI-DSS",
      "PSP",
      "fraud-control"
    ],
    "status": "active",
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    "note": null,
    "sources": [
      "https://www.meti.go.jp/press/2024/03/20250305002/20250305002.html",
      "https://www.meti.go.jp/policy/economy/consumer/credit/index.html",
      "https://www.j-credit.or.jp/security/pdf/Creditcardsecurityguidelines_6.1_published.pdf",
      "https://www.j-credit.or.jp/security/document/index.html",
      "https://www.jcb.co.jp/merchant/release/emv3-dsecure.html",
      "https://www.global.jcb/ja/about-us/business-area/brand/",
      "https://www.pcisecuritystandards.org/standards/pci-dss/",
      "https://www.pcisecuritystandards.org/ja/document_library/",
      "https://www.emvco.com/emv-technologies/3-d-secure/",
      "https://paymentsjapan.or.jp/",
      "https://www.fsa.go.jp/policy/shikinkessai/01.pdf"
    ]
  },
  "summary": "Japan EC card security is not only \"3-D Secure.\" The useful control stack is: card-data protection -> merchant vulnerability control -> EMV 3-D Secure authentication -> fraud monitoring -> acquirer / PSP / merchant information sharing -> chargeback and remediation.",
  "headings": [
    "Japan card security and authentication controls",
    "Overview",
    "Guideline Snapshot",
    "Actor And Responsibility Map",
    "Control Stack",
    "EMV 3-D Secure Route",
    "Non-retention, Tokenization, And PCI DSS",
    "EC Merchant Fraud Controls",
    "JapanFG Relevance",
    "Red Flags For Wiki Research"
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