{
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  "url": "https://finwiki.zksc.io/ja/loyalty/v-point-smbc-ccc-case/",
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  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/loyalty/v-point-smbc-ccc-case.md",
  "raw_markdown_url": "https://finwiki.zksc.io/loyalty/v-point-smbc-ccc-case.md",
  "domain": "loyalty",
  "title": "V Point (SMBC × CCC) — bank-led common-point case",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "V Point (SMBC × CCC) — bank-led common-point case",
    "aliases": [
      "loyalty/v-point-smbc-ccc-case",
      "v-point-smbc-ccc-case",
      "V Point",
      "Vポイント",
      "T Point → V Point",
      "SMBC common point"
    ],
    "domain": "loyalty",
    "type": null,
    "created": "2026-05-24",
    "last_updated": "2026-05-24",
    "last_tended": "2026-05-24",
    "review_by": "2026-11-20",
    "confidence": "likely",
    "tags": [
      "loyalty",
      "smbc",
      "smfg",
      "ccc",
      "v-point",
      "t-point",
      "olive",
      "bank-led-common-point",
      "japan"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://vpoint.jp/",
      "https://www.smbc.co.jp/kojin/olive/",
      "https://www.smbc-card.com/mem/index.jsp",
      "https://www.ccc.co.jp/news/",
      "https://www.smfg.co.jp/news/",
      "https://www.smbc-card.com/mem/service/cardless/vpoint.jsp"
    ]
  },
  "summary": "V Point in its current form (2024-04-22 onward) is a bank-led common-point case: the former T Point and SMBC-side V Point services adopted the V Point brand. SMBC Card's official guidance states that customers must link the specified IDs to combine balances; without linking, points remain within the",
  "headings": [
    "V Point (SMBC × CCC) — bank-led common-point case",
    "TL;DR",
    "Timeline",
    "Players",
    "Mechanics",
    "Scale and partner-merchant rollover",
    "Competitive positioning",
    "Why this matters for JapanFG analysis",
    "Related",
    "Sources"
  ],
  "body_links": {
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      "INDEX",
      "card-issuers/aeon-bank",
      "card-issuers/smbc-card",
      "loyalty/INDEX",
      "loyalty/japan-points-landscape",
      "loyalty/point-liability-accounting-boundary",
      "megabanks/au-fh",
      "megabanks/mizuho-fg",
      "megabanks/mufg",
      "megabanks/ndfg",
      "megabanks/paypay-fg",
      "megabanks/smfg",
      "payment-firms/rakuten-fg",
      "payments/INDEX",
      "regional-banks/seven-bank",
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      "retail/seven-and-i-hd"
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      "https://finwiki.zksc.io/ja/retail/aeon-group/",
      "https://finwiki.zksc.io/ja/retail/seven-and-i-hd/"
    ],
    "external_links_count": 4,
    "external_links": [
      "https://vpoint.jp/",
      "https://www.ccc.co.jp/en/news/press/20240109_002347.html",
      "https://www.smbc-card.com/mem/service/cardless/vpoint.jsp",
      "https://www.smfg.co.jp/news/"
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    "last_modified": "2026-07-29"
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