{ "schema_version": "1.0", "slug": "insurance/japan-bancassurance-distribution-overlay-matrix", "source_path": "insurance/japan-bancassurance-distribution-overlay-matrix.md", "url": "https://finwiki.zksc.io/ja/insurance/japan-bancassurance-distribution-overlay-matrix/", "html_url": "https://finwiki.zksc.io/ja/insurance/japan-bancassurance-distribution-overlay-matrix/", "alternate_html_urls": { "ja": "https://finwiki.zksc.io/ja/insurance/japan-bancassurance-distribution-overlay-matrix/", "en": "https://finwiki.zksc.io/en/insurance/japan-bancassurance-distribution-overlay-matrix/" }, "github_url": "https://github.com/jasonhnd/finwiki/blob/main/insurance/japan-bancassurance-distribution-overlay-matrix.md", "raw_markdown_url": "https://finwiki.zksc.io/insurance/japan-bancassurance-distribution-overlay-matrix.md", "domain": "insurance", "title": "Japan bancassurance distribution overlay matrix", "entry_type": "wiki_entry", "frontmatter": { "title": "Japan bancassurance distribution overlay matrix", "aliases": [ "japan-bancassurance-distribution-overlay-matrix", "Japan bancassurance bank x insurer overlay", "Japan megabank insurer tie-up matrix", "Japan bancassurance channel matrix", "Japan foreign-currency annuity bancassurance", "日本 銀行窓販 比較マトリクス", "Japan ginko madohan insurer matrix", "Japan bancassurance commission overlay", "insurance/life-insurance-distribution-japan" ], "domain": "insurance", "type": null, "created": "2026-05-25", "last_updated": "2026-07-30", "last_tended": "2026-07-30", "review_by": "2026-11-25", "confidence": "likely", "tags": [ "insurance", "matrix", "bancassurance", "channel", "japan", "distribution", "foreign-currency-annuity", "fsa" ], "status": "active", "canonical_anchor": null, "related": [], "note": null, "sources": [ "https://www.fsa.go.jp/en/regulated/", "https://www.fsa.go.jp/en/news/index.html", "https://www.seiho.or.jp/english/about/companies/", "https://www.zenginkyo.or.jp/en/", "https://www.boj.or.jp/en/statistics/index.htm", "https://www.mufg.jp/english/", "https://www.smfg.co.jp/english/", "https://www.mizuho-fg.com/index.html", "https://www.resona-gr.co.jp/english/", "https://www.jp-bank.japanpost.jp/en/index.html", "https://www.manulife.co.jp/", "https://www.prudential.co.jp/", "https://www.dai-ichi-frontier.co.jp/" ] }, "summary": "Japanese bancassurance (銀行窓販 / 窓販) was liberalised in three stages between 2001 and 2007 and now sits as the dominant channel for foreign-currency annuity, foreign-currency single-premium savings, level-premium foreign-currency whole-life with medical rider, and yen single-premium savings. 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