{
  "schema_version": "1.0",
  "slug": "fintech/regulatory-reset-2025-usa-crypto-policy",
  "source_path": "fintech/regulatory-reset-2025-usa-crypto-policy.md",
  "url": "https://finwiki.zksc.io/ja/fintech/regulatory-reset-2025-usa-crypto-policy/",
  "html_url": "https://finwiki.zksc.io/ja/fintech/regulatory-reset-2025-usa-crypto-policy/",
  "alternate_html_urls": {
    "ja": "https://finwiki.zksc.io/ja/fintech/regulatory-reset-2025-usa-crypto-policy/",
    "en": "https://finwiki.zksc.io/en/fintech/regulatory-reset-2025-usa-crypto-policy/"
  },
  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/fintech/regulatory-reset-2025-usa-crypto-policy.md",
  "raw_markdown_url": "https://finwiki.zksc.io/fintech/regulatory-reset-2025-usa-crypto-policy.md",
  "domain": "fintech",
  "title": "US 2025–2026 Crypto Policy Reset · Documented Federal Actions",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "US 2025–2026 Crypto Policy Reset · Documented Federal Actions",
    "aliases": [
      "usa-2025-crypto-reset",
      "trump-crypto-regulatory-reset",
      "sab-121-repeal",
      "bitcoin-strategic-reserve-eo",
      "crypto-enforcement-policy-2025"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-10-30",
    "confidence": "certain",
    "tags": [
      "fintech",
      "regulatory",
      "usa",
      "2025-reset",
      "sec",
      "sab-122",
      "executive-order",
      "strategic-reserve",
      "genius-act"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.sec.gov/rules-regulations/staff-guidance/staff-accounting-bulletins/staff-accounting-bulletin-122",
      "https://www.whitehouse.gov/presidential-actions/2025/01/strengthening-american-leadership-in-digital-financial-technology/",
      "https://www.whitehouse.gov/presidential-actions/2025/03/establishment-of-the-strategic-bitcoin-reserve-and-united-states-digital-asset-stockpile/",
      "https://www.sec.gov/newsroom/press-releases/2025-30",
      "https://www.sec.gov/newsroom/press-releases/2025-47",
      "https://www.sec.gov/newsroom/press-releases/2025-68",
      "https://www.sec.gov/newsroom/press-releases/2026-34",
      "https://www.sec.gov/newsroom/press-releases/2026-30-sec-clarifies-application-federal-securities-laws-crypto-assets",
      "https://www.occ.gov/news-issuances/news-releases/2025/nr-occ-2025-16.html",
      "https://www.fdic.gov/news/financial-institution-letters/2025/fdic-clarifies-process-banks-engage-crypto-related",
      "https://www.federalreserve.gov/newsevents/pressreleases/bcreg20250424a.htm",
      "https://www.govinfo.gov/app/details/PLAW-119publ27",
      "https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-3.html",
      "https://home.treasury.gov/news/press-releases/sb0435",
      "https://www.banking.senate.gov/newsroom/majority/chairman-scott-senate-banking-committee-advance-clarity-act-in-historic-bipartisan-vote"
    ]
  },
  "summary": "From January 2025 through July 2026, the US federal approach to digital assets changed through several legally distinct channels: SEC accounting guidance, presidential orders, bank-supervisory guidance, SEC enforcement and interpretation, enacted stablecoin legislation, and pending market-structure",
  "headings": [
    "US 2025–2026 Crypto Policy Reset · Documented Federal Actions",
    "TL;DR",
    "Wiki route",
    "Verified timeline",
    "1. Accounting guidance: what SAB 122 changed",
    "2. Executive policy: EO 14178 and EO 14233",
    "3. Bank supervision: three agencies, separate actions",
    "4. SEC policy, enforcement, and interpretation",
    "5. GENIUS Act: enacted law, proposed implementation",
    "6. CLARITY Act: pending market-structure legislation"
  ],
  "body_links": {
    "wikilinks_count": 10,
    "wikilinks": [
      "exchanges/us-crypto-licensing-multi-layer-system",
      "fintech/INDEX",
      "fintech/cftc-sec-crypto-jurisdiction",
      "fintech/genius-act-501-actual-implementation",
      "fintech/genius-act-501-denylist-mandate",
      "fintech/global-stablecoin-regulatory-five-pole-matrix",
      "fintech/mica-overview",
      "fintech/occ-bank-charter-crypto-2025",
      "fintech/occ-trust-bank-charter-federal-stablecoin-arbitrage",
      "fintech/treasury-stablecoin-policy-2025"
    ],
    "resolved_wikilinks": [
      "https://finwiki.zksc.io/ja/exchanges/us-crypto-licensing-multi-layer-system/",
      "https://finwiki.zksc.io/ja/domains/fintech/",
      "https://finwiki.zksc.io/ja/fintech/cftc-sec-crypto-jurisdiction/",
      "https://finwiki.zksc.io/ja/fintech/genius-act-501-actual-implementation/",
      "https://finwiki.zksc.io/ja/fintech/genius-act-501-denylist-mandate/",
      "https://finwiki.zksc.io/ja/fintech/global-stablecoin-regulatory-five-pole-matrix/",
      "https://finwiki.zksc.io/ja/fintech/mica-overview/",
      "https://finwiki.zksc.io/ja/fintech/occ-bank-charter-crypto-2025/",
      "https://finwiki.zksc.io/ja/fintech/occ-trust-bank-charter-federal-stablecoin-arbitrage/",
      "https://finwiki.zksc.io/ja/fintech/treasury-stablecoin-policy-2025/"
    ],
    "external_links_count": 18,
    "external_links": [
      "https://home.treasury.gov/news/press-releases/sb0435",
      "https://www.banking.senate.gov/newsroom/majority/chairman-scott-senate-banking-committee-advance-clarity-act-in-historic-bipartisan-vote",
      "https://www.congress.gov/bill/119th-congress/house-bill/3633/all-info",
      "https://www.fdic.gov/news/financial-institution-letters/2025/fdic-clarifies-process-banks-engage-crypto-related",
      "https://www.federalreserve.gov/apps/proposals/FR-2026-0005-01/details",
      "https://www.federalreserve.gov/newsevents/pressreleases/bcreg20250424a.htm",
      "https://www.govinfo.gov/app/details/PLAW-119publ27",
      "https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-3.html",
      "https://www.occ.gov/news-issuances/news-releases/2025/nr-occ-2025-16.html",
      "https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26369",
      "https://www.sec.gov/newsroom/press-releases/2025-30",
      "https://www.sec.gov/newsroom/press-releases/2025-47",
      "https://www.sec.gov/newsroom/press-releases/2025-68",
      "https://www.sec.gov/newsroom/press-releases/2026-30-sec-clarifies-application-federal-securities-laws-crypto-assets",
      "https://www.sec.gov/newsroom/press-releases/2026-34",
      "https://www.sec.gov/rules-regulations/staff-guidance/staff-accounting-bulletins/staff-accounting-bulletin-122",
      "https://www.whitehouse.gov/presidential-actions/2025/01/strengthening-american-leadership-in-digital-financial-technology/",
      "https://www.whitehouse.gov/presidential-actions/2025/03/establishment-of-the-strategic-bitcoin-reserve-and-united-states-digital-asset-stockpile/"
    ]
  },
  "metrics": {
    "nonspace_chars": 17431,
    "word_like_tokens": 2767,
    "inbound_wikilinks_count": 6,
    "last_modified": "2026-07-30"
  }
}