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  "slug": "fintech/multi-megabank-consortium-governance",
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  "url": "https://finwiki.zksc.io/ja/fintech/multi-megabank-consortium-governance/",
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  "raw_markdown_url": "https://finwiki.zksc.io/fintech/multi-megabank-consortium-governance.md",
  "domain": "fintech",
  "title": "多巨行联合体治理",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "多巨行联合体治理 —— 复数 megabank 共同持有 fintech 基础设施的治理模式",
    "aliases": [
      "multi-megabank consortium governance",
      "megabank consortium fintech",
      "Progmat governance pattern"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-18",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-09-22",
    "confidence": "likely",
    "tags": [
      "fintech",
      "governance",
      "japan",
      "progmat",
      "bis",
      "consortium",
      "megabank",
      "td"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://progmat.co.jp/press/pdf/press231002_01.pdf",
      "https://www.tr.mufg.jp/ippan/release/pdf_mutb/230911_1.pdf",
      "https://progmat.co.jp/about/",
      "https://www.bis.org/about/bisih/topics/fmis/agora.htm",
      "https://www.bis.org/publ/othp110.pdf"
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  "summary": "This entry sits under fintech index. Read it with 日本金融規制 — トークン・暗号資産・決済に関する法体系 for adjacent context and 日本 Stablecoin 法制度の三層構造（JPYC・USDC・Project Pax） for the broader system boundary.",
  "headings": [
    "多巨行联合体治理",
    "Wiki route",
    "公開記録で確認できる形態",
    "Progmat 設立時の株主構成",
    "所有構造から推定してはいけないこと",
    "BIS Project Agorá との対比",
    "共通リスク",
    "応用",
    "Related"
  ],
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      "fintech/central-banking-function-unbundling",
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      "fintech/cross-border-sc-via-swift-api",
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      "fintech/japan-stablecoin-regulatory-landscape",
      "fintech/jp-trust-type-sc-architecture",
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      "https://finwiki.zksc.io/ja/fintech/cosmos-ibc-for-financial-institutions/",
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