{
  "schema_version": "1.0",
  "slug": "fintech/jamaica-jam-dex-cbdc",
  "source_path": "fintech/jamaica-jam-dex-cbdc.md",
  "url": "https://finwiki.zksc.io/ja/fintech/jamaica-jam-dex-cbdc/",
  "html_url": "https://finwiki.zksc.io/ja/fintech/jamaica-jam-dex-cbdc/",
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  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/fintech/jamaica-jam-dex-cbdc.md",
  "raw_markdown_url": "https://finwiki.zksc.io/fintech/jamaica-jam-dex-cbdc.md",
  "domain": "fintech",
  "title": "Jamaica JAM-DEX — 2025 official adoption snapshot",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Jamaica JAM-DEX — 2025 official adoption snapshot, wallet providers, incentives",
    "aliases": [
      "jamaica-jam-dex-cbdc",
      "JAM-DEX",
      "Jam-Dex",
      "Jamaica Digital Exchange",
      "BoJ Jamaica CBDC",
      "Lynk wallet",
      "Bank of Jamaica CBDC"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "fintech",
      "cbdc",
      "retail-cbdc",
      "jamaica",
      "jam-dex",
      "bank-of-jamaica",
      "caribbean",
      "lynk",
      "ecurrency-mint",
      "financial-inclusion"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://boj.org.jm/",
      "https://boj.org.jm/core-functions/currency/cbdc/",
      "https://boj.org.jm/wp-content/uploads/2026/03/2025-BOJ-Annual-Report-final.pdf",
      "https://boj.org.jm/wp-content/uploads/2025/04/2024-BOJ-Annual-Report-final.pdf",
      "https://boj.org.jm/bojs-cbdc-pilot-project-a-success/",
      "https://boj.org.jm/bank-of-jamaicas-cbdc-solution/",
      "https://boj.org.jm/jam-dex-phased-rollout-progresses/",
      "https://jis.gov.jm/2500-incentive-for-jamaicans-to-get-digital-wallet/",
      "https://lynk.us/",
      "https://www.bis.org/about/bisih/topics/cbdc.htm"
    ]
  },
  "summary": "This entry sits under fintech index as the per-jurisdiction case study on JAM-DEX (Jamaica Digital Exchange), Bank of Jamaica's retail CBDC. Read it against Bahamas Sand Dollar, Nigeria eNaira, and CBDC adoption curve 2026, but do not rank adoption without harmonised active-user and transaction data",
  "headings": [
    "Jamaica JAM-DEX — 2025 official adoption snapshot",
    "Wiki route",
    "Programme architecture",
    "Matrix A · Statute, regulator, phase status ^[source:BoJ pilot completion; BoJ CBDC solution; BoJ 2022 phased-rollout release; BoJ Annual Report 2025]",
    "Matrix B · Documented design and distribution ^[source:BoJ CBDC pages and FAQ; BoJ Annual Reports 2023-2025; JIS incentive notice]",
    "Matrix C · Adoption and circulation (end-2025) ^[source:Bank of Jamaica Annual Report 2025, Payment System section]",
    "Matrix D · Wallet-provider evolution",
    "Matrix E · Government incentive design ^[source:JIS 2022 wallet incentive; Jamaica 2023 budget presentation; BoJ Annual Report 2023]",
    "Matrix F · Peer-comparison evidence gate ^[method:compare primary central-bank datasets at a common snapshot]",
    "Origin and evolution"
  ],
  "body_links": {
    "wikilinks_count": 14,
    "wikilinks": [
      "INDEX",
      "fintech/INDEX",
      "fintech/bahamas-sand-dollar-cbdc",
      "fintech/bis-project-agora-overview",
      "fintech/boe-digital-pound-consultation",
      "fintech/cbdc-adoption-curve-china-japan-eu-india-2026",
      "fintech/cbdc-multi-tier-architecture-overview",
      "fintech/cbdc-multi-tier-architecture-three-paradigms",
      "fintech/cbdc-multi-tier-architecture-tradeoffs",
      "fintech/e-euro-retail-rollout",
      "fintech/em-market-crypto-dollarization-pattern",
      "fintech/jp-stablecoin-dcjpy",
      "fintech/mbridge-bis-multi-cbdc-overview",
      "fintech/nigeria-enaira-retail-cbdc"
    ],
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      "https://finwiki.zksc.io/ja/fintech/bis-project-agora-overview/",
      "https://finwiki.zksc.io/ja/fintech/boe-digital-pound-consultation/",
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      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-overview/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-three-paradigms/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-tradeoffs/",
      "https://finwiki.zksc.io/ja/fintech/e-euro-retail-rollout/",
      "https://finwiki.zksc.io/ja/fintech/em-market-crypto-dollarization-pattern/",
      "https://finwiki.zksc.io/ja/fintech/jp-stablecoin-dcjpy/",
      "https://finwiki.zksc.io/ja/fintech/mbridge-bis-multi-cbdc-overview/",
      "https://finwiki.zksc.io/ja/fintech/nigeria-enaira-retail-cbdc/"
    ],
    "external_links_count": 12,
    "external_links": [
      "https://boj.org.jm/about-boj/legislation/",
      "https://boj.org.jm/bank-of-jamaicas-cbdc-solution/",
      "https://boj.org.jm/boj-announces-cbdc-provider/",
      "https://boj.org.jm/bojs-cbdc-pilot-project-a-success/",
      "https://boj.org.jm/core-functions/currency/cbdc/",
      "https://boj.org.jm/jam-dex-phased-rollout-progresses/",
      "https://boj.org.jm/wp-content/uploads/2024/03/2023-BOJ-Annual-Report.pdf",
      "https://boj.org.jm/wp-content/uploads/2025/04/2024-BOJ-Annual-Report-final.pdf",
      "https://boj.org.jm/wp-content/uploads/2026/03/2025-BOJ-Annual-Report-final.pdf",
      "https://jis.gov.jm/2500-incentive-for-jamaicans-to-get-digital-wallet/",
      "https://jis.gov.jm/jamaicans-take-up-2500-incentive-to-sign-up-for-jam-dex/",
      "https://www.bis.org/about/bisih/topics/cbdc.htm"
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