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  "slug": "fintech/embedded-wallet-fintech-disintermediation-stripe-trojan-horse",
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  "raw_markdown_url": "https://finwiki.zksc.io/fintech/embedded-wallet-fintech-disintermediation-stripe-trojan-horse.md",
  "domain": "fintech",
  "title": "組込み型ウォレット · Fintech が Web3 を逆食いする Trojan Horse(Stripe 五層)",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "組込み型ウォレット · Fintech が Web3 を逆食いする Trojan Horse(Stripe 五層)",
    "aliases": [
      "embedded wallet fintech disintermediation stripe trojan horse",
      "Stripe five layer collapse",
      "fintech reverse disintermediation"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-18",
    "last_updated": "2026-08-14",
    "last_tended": "2026-08-14",
    "review_by": "2027-02-10",
    "confidence": "likely",
    "tags": [
      "fintech",
      "embedded-wallet",
      "stripe",
      "privy",
      "bridge",
      "tempo",
      "trojan-horse",
      "vertical-integration"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://stripe.com/in/newsroom/news/stripe-2025-update",
      "https://stripe.com/en-fr/newsroom/news/stripe-completes-bridge-acquisition",
      "https://privy.io/blog/announcing-our-acquisition-by-stripe",
      "https://privy.io/blog/privy-is-live-in-stripe-projects",
      "https://tempo.xyz/blog/introducing-tempo",
      "https://tempo.xyz/",
      "https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol"
    ]
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  "summary": "This entry sits under fintech index. Read it with 日本金融規制 — トークン・暗号資産・決済に関する法体系 for adjacent context and 日本 Stablecoin 法制度の三層構造（JPYC・USDC・Project Pax） for the broader system boundary.",
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    "組込み型ウォレット · Fintech が Web3 を逆食いする Trojan Horse(Stripe 五層)",
    "Wiki route",
    "Key facts",
    "Mechanism / How it works",
    "Origin & evolution",
    "Related",
    "Sources"
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      "fintech/japan-stablecoin-regulatory-landscape",
      "fintech/onchain-finance-vs-crypto-bifurcation",
      "fintech/protocol-hedge-strategy-stripe-pattern"
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    "external_links_count": 7,
    "external_links": [
      "https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol",
      "https://privy.io/blog/announcing-our-acquisition-by-stripe",
      "https://privy.io/blog/privy-is-live-in-stripe-projects",
      "https://stripe.com/en-fr/newsroom/news/stripe-completes-bridge-acquisition",
      "https://stripe.com/in/newsroom/news/stripe-2025-update",
      "https://tempo.xyz/",
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