{
  "schema_version": "1.0",
  "slug": "fintech/e-euro-retail-rollout",
  "source_path": "fintech/e-euro-retail-rollout.md",
  "url": "https://finwiki.zksc.io/ja/fintech/e-euro-retail-rollout/",
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  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/fintech/e-euro-retail-rollout.md",
  "raw_markdown_url": "https://finwiki.zksc.io/fintech/e-euro-retail-rollout.md",
  "domain": "fintech",
  "title": "Digital euro retail project — current phase, 2027 beta pilot, conditional 2029 readiness",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Digital euro retail project — current phase, 2027 beta pilot, conditional 2029 readiness",
    "aliases": [
      "e-euro-retail-rollout",
      "digital euro retail rollout",
      "ECB digital euro 2026 status",
      "数字欧元 零售 推出",
      "digital euro preparation phase",
      "ECB CBDC pilot status"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "fintech",
      "cbdc",
      "digital-euro",
      "ecb",
      "eu",
      "retail-cbdc",
      "e-krona",
      "riksbank",
      "anti-disintermediation"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.ecb.europa.eu/euro/digital_euro/html/index.en.html",
      "https://www.ecb.europa.eu/euro/digital_euro/progress/html/index.en.html",
      "https://commission.europa.eu/business-economy-euro/euro-area/digital-euro_en",
      "https://www.riksbank.se/en-gb/payments--cash/e-krona/",
      "https://www.bis.org/about/bisih/topics/cbdc.htm",
      "https://www.consilium.europa.eu/en/policies/digital-euro/"
    ]
  },
  "summary": "This entry sits under fintech index as the per-jurisdiction deep dive on the ECB digital euro for the 2026-07 current-phase snapshot. It pairs with CBDC adoption curve 2026 for the four-country comparative view, with CBDC 多层架构概览 for architecture context, and with CBDC 三大现役范式 for the three-paradigm c",
  "headings": [
    "Digital euro retail project — current phase, 2027 beta pilot, conditional 2029 readiness",
    "Wiki route",
    "Programme architecture",
    "Matrix A · Statute, regulator, phase status",
    "Matrix B · Design choices and stated functions",
    "Matrix C · Preparation-Phase work-streams",
    "Matrix D · Adoption metrics (most recent public)",
    "Matrix E · Holding limit and disintermediation defence (deep dive)",
    "Matrix F · Distribution model",
    "Reference point · Sweden e-krona"
  ],
  "body_links": {
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      "INDEX",
      "fintech/INDEX",
      "fintech/bis-project-agora-overview",
      "fintech/bis-project-agora-vs-mbridge",
      "fintech/bis-project-ensemble-overview",
      "fintech/cbdc-adoption-curve-china-japan-eu-india-2026",
      "fintech/cbdc-multi-tier-architecture-overview",
      "fintech/cbdc-multi-tier-architecture-three-paradigms",
      "fintech/cbdc-multi-tier-architecture-three-paradigms\\",
      "fintech/cbdc-multi-tier-architecture-tradeoffs",
      "fintech/central-banking-function-unbundling",
      "fintech/ecny-supply-chain-expansion",
      "fintech/erupee-india-pilot-status",
      "fintech/global-stablecoin-regulatory-five-pole-matrix",
      "fintech/japan-stablecoin-regulatory-landscape",
      "fintech/jp-stablecoin-dcjpy",
      "fintech/mbridge-bis-multi-cbdc-overview",
      "fintech/mica-overview",
      "fintech/three-circles-stablecoin-mra-framework"
    ],
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      "https://finwiki.zksc.io/ja/fintech/bis-project-ensemble-overview/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-adoption-curve-china-japan-eu-india-2026/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-overview/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-three-paradigms/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-tradeoffs/",
      "https://finwiki.zksc.io/ja/fintech/central-banking-function-unbundling/",
      "https://finwiki.zksc.io/ja/fintech/ecny-supply-chain-expansion/",
      "https://finwiki.zksc.io/ja/fintech/erupee-india-pilot-status/",
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      "https://finwiki.zksc.io/ja/fintech/jp-stablecoin-dcjpy/",
      "https://finwiki.zksc.io/ja/fintech/mbridge-bis-multi-cbdc-overview/",
      "https://finwiki.zksc.io/ja/fintech/mica-overview/",
      "https://finwiki.zksc.io/ja/fintech/three-circles-stablecoin-mra-framework/"
    ],
    "external_links_count": 5,
    "external_links": [
      "https://www.ecb.europa.eu/euro/digital_euro/html/index.en.html",
      "https://www.ecb.europa.eu/euro/digital_euro/pilot/html/ecb.faq-digital-euro-pilot.ga.html",
      "https://www.ecb.europa.eu/euro/digital_euro/pilot/html/index.en.html",
      "https://www.ecb.europa.eu/euro/digital_euro/progress/html/index.en.html",
      "https://www.riksbank.se/en-gb/payments--cash/e-krona/"
    ]
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    "last_modified": "2026-07-30"
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