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  "domain": "fintech",
  "title": "CBDC 多層アーキテクチャ概要",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "CBDC 多層アーキテクチャ概要 · 二層 / 直接 / token-based の三パラダイム",
    "aliases": [
      "cbdc-multi-tier-architecture-overview",
      "CBDC tiered architecture overview",
      "多層 CBDC 概要"
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    "created": "2026-05-18",
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    "last_tended": "2026-06-23",
    "review_by": "2026-09-21",
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      "drex",
      "digital-euro",
      "monetary-architecture"
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      "https://www.bis.org/publ/arpdf/ar2021e3.htm",
      "https://www.ecb.europa.eu/paym/digital_euro/html/index.en.html",
      "https://www.bcb.gov.br/en/financialstability/drex_en",
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    "Origin & evolution",
    "Related",
    "Sources"
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