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  "domain": "fintech",
  "title": "Brazil DREX Timeline 2024-2026",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Brazil DREX Timeline 2024-2026 (BCB CBDC Pilot Phases, Hyperledger Besu, Pix Integration, BRL Stablecoin Competition)",
    "aliases": [
      "brazil-drex",
      "bcb-drex-timeline",
      "drex-pilot-1-pilot-2",
      "drex-hyperledger-besu",
      "drex-pix-integration",
      "brla-mbrl-stablecoin",
      "brazil-cbdc-tokenized-deposit",
      "brazil-real-digital"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "fintech",
      "cbdc",
      "stablecoin",
      "brazil",
      "bcb",
      "drex",
      "pix",
      "hyperledger-besu",
      "tokenized-deposit",
      "brla",
      "mercado-bitcoin"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.bcb.gov.br/content/estabilidadefinanceira/real_digital_docs/piloto/Relatorio_Drex_piloto_fase_1.pdf",
      "https://www.bcb.gov.br/en/financialstability/drex_en",
      "https://www.bcb.gov.br/en/pressdetail/2438/nota",
      "https://www.bcb.gov.br/estabilidadefinanceira/drex",
      "https://www.bcb.gov.br/en/pressdetail/2510/nota",
      "https://www.bcb.gov.br/en/financialstability/pix",
      "https://www.bcb.gov.br/en/financialstability/openbanking",
      "https://www.bis.org/about/bisih/topics/cbdc.htm",
      "https://www.bis.org/publ/work1247.htm"
    ]
  },
  "summary": "This entry sits under fintech index and is the Brazil-specific deep dive that the regional fintech/latin-america-cbdc-stablecoin-dollarization entry references for DREX mechanics and Pix interplay. Read it alongside the multi-tier CBDC architecture framework at fintech/cbdc-multi-tier-architecture-o",
  "headings": [
    "Brazil DREX Timeline 2024-2026",
    "Wiki route",
    "DREX in one paragraph",
    "Origin and naming",
    "Two-tier issuance model",
    "Technology stack",
    "Pilot 1 (2024)",
    "Pilot 2 (2025-2026)",
    "Pix integration · the structural anchor",
    "Programmable-money use cases targeted"
  ],
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      "fintech/cbdc-multi-tier-architecture-overview",
      "fintech/cbdc-multi-tier-architecture-three-paradigms",
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      "https://www.bcb.gov.br/content/estabilidadefinanceira/real_digital_docs/piloto/Relatorio_Drex_piloto_fase_1.pdf",
      "https://www.bcb.gov.br/en/financialstability/drex_en",
      "https://www.bcb.gov.br/en/financialstability/pix",
      "https://www.bcb.gov.br/en/pressdetail/2573/nota",
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