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  "url": "https://finwiki.zksc.io/ja/fintech/boe-digital-pound-consultation/",
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    "en": "https://finwiki.zksc.io/en/fintech/boe-digital-pound-consultation/"
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  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/fintech/boe-digital-pound-consultation.md",
  "raw_markdown_url": "https://finwiki.zksc.io/fintech/boe-digital-pound-consultation.md",
  "domain": "fintech",
  "title": "Bank of England digital pound consultation — 2023-2026 design phase, private-sector wallets, comparison with ECB",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Bank of England digital pound consultation — 2023-2026 design phase, private-sector wallets, comparison with ECB",
    "aliases": [
      "boe-digital-pound-consultation",
      "digital pound",
      "digital pound consultation",
      "Britcoin",
      "BoE CBDC consultation",
      "HMT CBDC consultation",
      "digital pound design phase",
      "digital pound response 2024"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "fintech",
      "cbdc",
      "retail-cbdc",
      "digital-pound",
      "bank-of-england",
      "hm-treasury",
      "uk",
      "britcoin",
      "consultation",
      "design-phase",
      "private-sector-wallets"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.bankofengland.co.uk/paper/2023/the-digital-pound-consultation-paper",
      "https://www.bankofengland.co.uk/-/media/boe/files/paper/2024/responses-to-the-digital-pound-consultation-paper.pdf",
      "https://www.bankofengland.co.uk/financial-stability-paper/2025/holding-limits-for-sterling-denominated-systemic-stablecoins-and-a-digital-pound",
      "https://www.bankofengland.co.uk/the-digital-pound/progress-update-digital-pound-design-phase",
      "https://www.bankofengland.co.uk/news/2026/june/rpib-launches-consultation-on-next-generation-uk-payments-infrastructure",
      "https://www.ecb.europa.eu/euro/digital_euro/progress/html/index.en.html",
      "https://www.ecb.europa.eu/euro/digital_euro/faqs/html/ecb.faq_digital_euro.en.html",
      "https://www.ecb.europa.eu/euro/digital_euro/features/privacy/html/index.en.html"
    ]
  },
  "summary": "This entry sits under fintech index and tracks the Bank of England (BoE) and HM Treasury (HMT) digital pound as a conditional UK retail-CBDC programme. Read it alongside ECB digital euro retail rollout for the euro-area comparator and CBDC three active paradigms for architectural context.",
  "headings": [
    "Bank of England digital pound consultation — 2023-2026 design phase, private-sector wallets, comparison with ECB",
    "Wiki route",
    "Status at a glance",
    "What the design phase covers",
    "Proposed platform model",
    "Commitments recorded in the 2024 response",
    "Holding limits: proposal, analysis, and unresolved policy",
    "Bounded comparison with the digital euro",
    "Retail and wholesale scope boundary",
    "Evidence-bounded timeline"
  ],
  "body_links": {
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    "wikilinks": [
      "INDEX",
      "fintech/INDEX",
      "fintech/cbdc-adoption-curve-china-japan-eu-india-2026",
      "fintech/cbdc-multi-tier-architecture-overview",
      "fintech/cbdc-multi-tier-architecture-three-paradigms",
      "fintech/cbdc-multi-tier-architecture-tradeoffs",
      "fintech/central-banking-function-unbundling",
      "fintech/e-euro-retail-rollout"
    ],
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      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-overview/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-three-paradigms/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-tradeoffs/",
      "https://finwiki.zksc.io/ja/fintech/central-banking-function-unbundling/",
      "https://finwiki.zksc.io/ja/fintech/e-euro-retail-rollout/"
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    "external_links_count": 8,
    "external_links": [
      "https://www.bankofengland.co.uk/-/media/boe/files/paper/2024/responses-to-the-digital-pound-consultation-paper.pdf",
      "https://www.bankofengland.co.uk/financial-stability-paper/2025/holding-limits-for-sterling-denominated-systemic-stablecoins-and-a-digital-pound",
      "https://www.bankofengland.co.uk/news/2026/june/rpib-launches-consultation-on-next-generation-uk-payments-infrastructure",
      "https://www.bankofengland.co.uk/paper/2023/the-digital-pound-consultation-paper",
      "https://www.bankofengland.co.uk/the-digital-pound/progress-update-digital-pound-design-phase",
      "https://www.ecb.europa.eu/euro/digital_euro/faqs/html/ecb.faq_digital_euro.en.html",
      "https://www.ecb.europa.eu/euro/digital_euro/features/privacy/html/index.en.html",
      "https://www.ecb.europa.eu/euro/digital_euro/progress/html/index.en.html"
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