{
  "schema_version": "1.0",
  "slug": "fintech/bahamas-sand-dollar-cbdc",
  "source_path": "fintech/bahamas-sand-dollar-cbdc.md",
  "url": "https://finwiki.zksc.io/ja/fintech/bahamas-sand-dollar-cbdc/",
  "html_url": "https://finwiki.zksc.io/ja/fintech/bahamas-sand-dollar-cbdc/",
  "alternate_html_urls": {
    "ja": "https://finwiki.zksc.io/ja/fintech/bahamas-sand-dollar-cbdc/",
    "en": "https://finwiki.zksc.io/en/fintech/bahamas-sand-dollar-cbdc/"
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  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/fintech/bahamas-sand-dollar-cbdc.md",
  "raw_markdown_url": "https://finwiki.zksc.io/fintech/bahamas-sand-dollar-cbdc.md",
  "domain": "fintech",
  "title": "Bahamas Sand Dollar — nationwide retail CBDC release on 2020-10-20, AFI distribution, and end-2024 evidence",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Bahamas Sand Dollar — nationwide retail CBDC release on 2020-10-20, AFI distribution, and end-2024 evidence",
    "aliases": [
      "bahamas-sand-dollar-cbdc",
      "Sand Dollar",
      "Sand Dollar CBDC",
      "Central Bank of The Bahamas CBDC",
      "BSD CBDC",
      "first nationwide retail CBDC",
      "Bahamas digital currency"
    ],
    "domain": "fintech",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-30",
    "last_tended": "2026-07-30",
    "review_by": "2026-11-25",
    "confidence": "likely",
    "tags": [
      "fintech",
      "cbdc",
      "retail-cbdc",
      "bahamas",
      "sand-dollar",
      "central-bank-bahamas",
      "small-economy",
      "afi",
      "caribbean",
      "financial-inclusion"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.sanddollar.bs/publicupdates/a-bahamian-payments-system-modernization-initiative",
      "https://www.sanddollar.bs/publicupdates/public-update-gradual-national-release-to-the-bahamas-in-october-2020",
      "https://www.sanddollar.bs/about",
      "https://www.sanddollar.bs/individual",
      "https://www.centralbankbahamas.com/viewPDF/documents/2022-02-11-11-53-25-Bahamian-Dollar-Digital-Currency-Regulations-2021-Final-Gazetted.pdf",
      "https://www.centralbankbahamas.com/viewPDF/documents/2022-08-02-16-38-17-Bahamian-Dollar-Digital-Currency-Holding-and-Transactional-Limits-Notice-2022.pdf",
      "https://www.bis.org/publ/bispap114.pdf",
      "https://www.imf.org/-/media/files/publications/cr/2026/english/1bhsea2026001-source-pdf.pdf"
    ]
  },
  "summary": "This entry sits under fintech index as a dated jurisdiction case study of the Sand Dollar. It records the nationwide release that began on 2020-10-20, the regulated wallet-provider model, and the end-2024 adoption snapshot. The title is date-bounded: it does not claim that Sand Dollar is currently t",
  "headings": [
    "Bahamas Sand Dollar — nationwide retail CBDC release on 2020-10-20, AFI distribution, and end-2024 evidence",
    "Wiki route",
    "Programme architecture",
    "Matrix A · Legal form, authority, and dated release",
    "Matrix B · Documented design features and evidence limits",
    "Matrix C · End-2024 adoption snapshot reported by the IMF",
    "Matrix D · AFI and wallet-provider roles",
    "Matrix E · Official Tier I and Tier II individual-wallet limits",
    "Origin and dated evolution",
    "Evidence boundary for adoption interpretation"
  ],
  "body_links": {
    "wikilinks_count": 8,
    "wikilinks": [
      "INDEX",
      "fintech/INDEX",
      "fintech/cbdc-adoption-curve-china-japan-eu-india-2026",
      "fintech/cbdc-multi-tier-architecture-overview",
      "fintech/cbdc-multi-tier-architecture-three-paradigms",
      "fintech/cbdc-multi-tier-architecture-tradeoffs",
      "fintech/jamaica-jam-dex-cbdc",
      "fintech/nigeria-enaira-retail-cbdc"
    ],
    "resolved_wikilinks": [
      "https://finwiki.zksc.io/INDEX.md",
      "https://finwiki.zksc.io/ja/domains/fintech/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-adoption-curve-china-japan-eu-india-2026/",
      "https://finwiki.zksc.io/ja/fintech/cbdc-multi-tier-architecture-overview/",
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      "https://finwiki.zksc.io/ja/fintech/jamaica-jam-dex-cbdc/",
      "https://finwiki.zksc.io/ja/fintech/nigeria-enaira-retail-cbdc/"
    ],
    "external_links_count": 8,
    "external_links": [
      "https://www.bis.org/publ/bispap114.pdf",
      "https://www.centralbankbahamas.com/viewPDF/documents/2022-02-11-11-53-25-Bahamian-Dollar-Digital-Currency-Regulations-2021-Final-Gazetted.pdf",
      "https://www.centralbankbahamas.com/viewPDF/documents/2022-08-02-16-38-17-Bahamian-Dollar-Digital-Currency-Holding-and-Transactional-Limits-Notice-2022.pdf",
      "https://www.imf.org/-/media/files/publications/cr/2026/english/1bhsea2026001-source-pdf.pdf",
      "https://www.sanddollar.bs/about",
      "https://www.sanddollar.bs/individual",
      "https://www.sanddollar.bs/publicupdates/a-bahamian-payments-system-modernization-initiative",
      "https://www.sanddollar.bs/publicupdates/public-update-gradual-national-release-to-the-bahamas-in-october-2020"
    ]
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    "last_modified": "2026-07-30"
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