{
  "schema_version": "1.0",
  "slug": "financial-licenses/insurance-license-and-solvency",
  "source_path": "financial-licenses/insurance-license-and-solvency.md",
  "url": "https://finwiki.zksc.io/ja/financial-licenses/insurance-license-and-solvency/",
  "html_url": "https://finwiki.zksc.io/ja/financial-licenses/insurance-license-and-solvency/",
  "alternate_html_urls": {
    "ja": "https://finwiki.zksc.io/ja/financial-licenses/insurance-license-and-solvency/",
    "en": "https://finwiki.zksc.io/en/financial-licenses/insurance-license-and-solvency/"
  },
  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/financial-licenses/insurance-license-and-solvency.md",
  "raw_markdown_url": "https://finwiki.zksc.io/financial-licenses/insurance-license-and-solvency.md",
  "domain": "financial-licenses",
  "title": "Japan insurance license and solvency route",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Japan insurance license and solvency route",
    "aliases": [
      "insurance license and solvency",
      "Japan insurance license route",
      "保険 license and solvency"
    ],
    "domain": "financial-licenses",
    "type": null,
    "created": "2026-05-22",
    "last_updated": "2026-07-29",
    "last_tended": "2026-07-29",
    "review_by": "2026-10-27",
    "confidence": "likely",
    "tags": [
      "JapanFG",
      "legal",
      "insurance",
      "solvency",
      "ESR",
      "license"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.fsa.go.jp/menkyo/menkyo.html?guid=ON",
      "https://www.fsa.go.jp/policy/economic_value-based_solvency/index.html",
      "https://www.fsa.go.jp/common/law/guide/ins/",
      "https://laws.e-gov.go.jp/law/407AC0000000105",
      "https://www.fsa.go.jp/common/law/guide/ins/05.html"
    ]
  },
  "summary": "Japan insurance regulation separates risk-bearing insurers from distribution intermediaries. Life insurers, non-life insurers, insurance holding companies, small-amount short-term insurers, insurance agents, and insurance brokers are separate public-regulatory categories. The underwriting entity car",
  "headings": [
    "Japan insurance license and solvency route",
    "Overview",
    "Regime Map",
    "Underwriting And Distribution",
    "Solvency Route",
    "Entity Crosswalk",
    "JapanFG Relevance",
    "Source Fields",
    "Related",
    "Sources"
  ],
  "body_links": {
    "wikilinks_count": 32,
    "wikilinks": [
      "INDEX",
      "banking/japan-baas-operating-models",
      "financial-licenses/INDEX",
      "financial-licenses/payment-license-stack",
      "insurance/INDEX",
      "insurance/earthquake-insurance-public-private-scheme",
      "insurance/economic-value-based-solvency",
      "insurance/esr-economic-value-solvency",
      "insurance/insurance-agency-and-brokerage-japan",
      "insurance/japan-life-insurance-big-four",
      "insurance/japan-nonlife-big-three",
      "insurance/life-insurance-channel-mix",
      "insurance/natcat-reinsurance-japan",
      "life-insurers/dai-ichi-life",
      "life-insurers/kampo-life",
      "life-insurers/lifenet",
      "life-insurers/meiji-yasuda",
      "life-insurers/nippon-life",
      "life-insurers/sumitomo-life",
      "non-life-insurers/aioi-nissay-dowa-insurance",
      "non-life-insurers/au-insurance",
      "non-life-insurers/japan-earthquake-reinsurance",
      "non-life-insurers/mitsui-sumitomo-insurance",
      "non-life-insurers/msad",
      "non-life-insurers/rakuten-general-insurance",
      "non-life-insurers/sbi-insurance",
      "non-life-insurers/sompo",
      "non-life-insurers/sompo-japan-insurance",
      "non-life-insurers/sony-insurance",
      "non-life-insurers/toa-reinsurance",
      "non-life-insurers/tokio-marine",
      "non-life-insurers/tokio-marine-nichido-fire"
    ],
    "resolved_wikilinks": [
      "https://finwiki.zksc.io/INDEX.md",
      "https://finwiki.zksc.io/ja/banking/japan-baas-operating-models/",
      "https://finwiki.zksc.io/ja/domains/financial-licenses/",
      "https://finwiki.zksc.io/ja/financial-licenses/payment-license-stack/",
      "https://finwiki.zksc.io/ja/domains/insurance/",
      "https://finwiki.zksc.io/ja/insurance/earthquake-insurance-public-private-scheme/",
      "https://finwiki.zksc.io/ja/insurance/economic-value-based-solvency/",
      "https://finwiki.zksc.io/ja/insurance/esr-economic-value-solvency/",
      "https://finwiki.zksc.io/ja/insurance/insurance-agency-and-brokerage-japan/",
      "https://finwiki.zksc.io/ja/insurance/japan-life-insurance-big-four/",
      "https://finwiki.zksc.io/ja/insurance/japan-nonlife-big-three/",
      "https://finwiki.zksc.io/ja/insurance/life-insurance-channel-mix/",
      "https://finwiki.zksc.io/ja/insurance/natcat-reinsurance-japan/",
      "https://finwiki.zksc.io/ja/life-insurers/dai-ichi-life/",
      "https://finwiki.zksc.io/ja/life-insurers/kampo-life/",
      "https://finwiki.zksc.io/ja/life-insurers/lifenet/",
      "https://finwiki.zksc.io/ja/life-insurers/meiji-yasuda/",
      "https://finwiki.zksc.io/ja/life-insurers/nippon-life/",
      "https://finwiki.zksc.io/ja/life-insurers/sumitomo-life/",
      "https://finwiki.zksc.io/ja/non-life-insurers/aioi-nissay-dowa-insurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/au-insurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/japan-earthquake-reinsurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/mitsui-sumitomo-insurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/msad/",
      "https://finwiki.zksc.io/ja/non-life-insurers/rakuten-general-insurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/sbi-insurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/sompo/",
      "https://finwiki.zksc.io/ja/non-life-insurers/sompo-japan-insurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/sony-insurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/toa-reinsurance/",
      "https://finwiki.zksc.io/ja/non-life-insurers/tokio-marine/",
      "https://finwiki.zksc.io/ja/non-life-insurers/tokio-marine-nichido-fire/"
    ],
    "external_links_count": 0,
    "external_links": []
  },
  "metrics": {
    "nonspace_chars": 8991,
    "word_like_tokens": 1361,
    "inbound_wikilinks_count": 44,
    "last_modified": "2026-07-29"
  }
}