{
  "schema_version": "1.0",
  "slug": "exchanges/japan-stablecoin-issuer-regulatory-classification-matrix",
  "source_path": "exchanges/japan-stablecoin-issuer-regulatory-classification-matrix.md",
  "url": "https://finwiki.zksc.io/ja/exchanges/japan-stablecoin-issuer-regulatory-classification-matrix/",
  "html_url": "https://finwiki.zksc.io/ja/exchanges/japan-stablecoin-issuer-regulatory-classification-matrix/",
  "alternate_html_urls": {
    "ja": "https://finwiki.zksc.io/ja/exchanges/japan-stablecoin-issuer-regulatory-classification-matrix/",
    "en": "https://finwiki.zksc.io/en/exchanges/japan-stablecoin-issuer-regulatory-classification-matrix/"
  },
  "github_url": "https://github.com/jasonhnd/finwiki/blob/main/exchanges/japan-stablecoin-issuer-regulatory-classification-matrix.md",
  "raw_markdown_url": "https://finwiki.zksc.io/exchanges/japan-stablecoin-issuer-regulatory-classification-matrix.md",
  "domain": "exchanges",
  "title": "日本 stablecoin 発行体 規制分類マトリクス — 電子決済手段等取引業 / 信託型 / 銀行発行型 / 資金移動業者型 / 前払式支払手段境界",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "日本 stablecoin 発行体 規制分類マトリクス — 電子決済手段等取引業 / 信託型 / 銀行発行型 / 資金移動業者型 / 前払式支払手段境界",
    "aliases": [
      "Japan stablecoin issuer regulatory classification matrix",
      "日本ステーブルコイン発行体マトリクス",
      "JP stablecoin issuer license matrix",
      "EPI issuer classification Japan",
      "改正資金決済法 SC 三型比較",
      "Japan stablecoin EPI license map",
      "JPYC Progmat DCJPY comparison matrix",
      "JPSC license classification grid"
    ],
    "domain": "exchanges",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-29",
    "last_tended": "2026-07-29",
    "review_by": "2027-01-29",
    "confidence": "likely",
    "tags": [
      "exchanges",
      "matrix",
      "stablecoin",
      "epi",
      "jp-stablecoin",
      "benchmark",
      "regulatory-classification"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.fsa.go.jp/policy/virtual_currency02/",
      "https://www.fsa.go.jp/menkyo/menkyoj/denshikessaisyudan.xlsx",
      "https://jvcea.or.jp/member/",
      "https://progmat.co.jp/news/",
      "https://www.decurret-dcp.com/pressrelease/",
      "https://jpyc.co.jp/about",
      "https://www.sbivc.co.jp/usdc"
    ]
  },
  "summary": "日本の円建て・USD 建て stablecoin は、発行体、法的主体および提供機能に応じて資金移動業者型、信託型、銀行預金トークン、電子決済手段等取引業者による仲介、前払式支払手段との境界に分けて確認する。本表は JPYC、Progmat 関連案件、DCJPY、みんなの銀行、SBI VC Trade の公開情報を検証入口として扱い、未公表の参入候補や発行コミットを推定しない。",
  "headings": [
    "日本 stablecoin 発行体 規制分類マトリクス — 電子決済手段等取引業 / 信託型 / 銀行発行型 / 資金移動業者型 / 前払式支払手段境界",
    "TL;DR",
    "Wiki route",
    "Why this matrix matters",
    "Per-issuer / per-classification sections",
    "A. 資金移動業者型 (EPI 第 2 種) — JPYC",
    "B. 信託型 (特定信託受益権 / EPI 第 3 種) — Progmat 上で発行する三大信託銀行 + DMM",
    "C. 銀行発行型 (預金トークン / EPI 第 1 種隣接) — DCJPY + みんなの銀行 SC",
    "D. 電子決済手段等取引業 (ECISP) 経由 USD 建て SC 仲介 — SBI VC Trade + USDC",
    "E. 前払式支払手段 (legacy 境界) — JPYC v1 アーカイブ + Suica/PASMO 領域"
  ],
  "body_links": {
    "wikilinks_count": 23,
    "wikilinks": [
      "exchanges/INDEX",
      "exchanges/crypto-custody-provider-landscape-matrix",
      "exchanges/global-vasp-regulatory-comparison-matrix",
      "exchanges/japan-vasp-business-model-competitive-matrix",
      "exchanges/jp-cex-deposit-token-stablecoin-integration",
      "exchanges/jp-exchange-jpyc",
      "exchanges/jp-exchange-sbi-vc-trade",
      "financial-licenses/payment-license-stack",
      "fintech/INDEX",
      "fintech/cross-border-sc-via-swift-api",
      "fintech/global-stablecoin-regulatory-five-pole-matrix",
      "fintech/japan-ecisb-license",
      "fintech/japan-epi-four-camps-comparison",
      "fintech/japan-epi-three-types-overview",
      "fintech/japan-stablecoin-regulatory-landscape",
      "fintech/jp-stablecoin-dcjpy",
      "fintech/jp-stablecoin-progmat",
      "fintech/jp-trust-type-sc-architecture",
      "fintech/stablecoin-channel-japan-sbi-jpyc-ring",
      "payment-firms/jpyc",
      "payment-firms/progmat",
      "payments/funds-transfer-vs-prepaid-boundary",
      "payments/japan-bnpl-credit-purchase-boundary"
    ],
    "resolved_wikilinks": [
      "https://finwiki.zksc.io/ja/domains/exchanges/",
      "https://finwiki.zksc.io/ja/exchanges/crypto-custody-provider-landscape-matrix/",
      "https://finwiki.zksc.io/ja/exchanges/global-vasp-regulatory-comparison-matrix/",
      "https://finwiki.zksc.io/ja/exchanges/japan-vasp-business-model-competitive-matrix/",
      "https://finwiki.zksc.io/ja/exchanges/jp-cex-deposit-token-stablecoin-integration/",
      "https://finwiki.zksc.io/ja/exchanges/jp-exchange-jpyc/",
      "https://finwiki.zksc.io/ja/exchanges/jp-exchange-sbi-vc-trade/",
      "https://finwiki.zksc.io/ja/financial-licenses/payment-license-stack/",
      "https://finwiki.zksc.io/ja/domains/fintech/",
      "https://finwiki.zksc.io/ja/fintech/cross-border-sc-via-swift-api/",
      "https://finwiki.zksc.io/ja/fintech/global-stablecoin-regulatory-five-pole-matrix/",
      "https://finwiki.zksc.io/ja/fintech/japan-ecisb-license/",
      "https://finwiki.zksc.io/ja/fintech/japan-epi-four-camps-comparison/",
      "https://finwiki.zksc.io/ja/fintech/japan-epi-three-types-overview/",
      "https://finwiki.zksc.io/ja/fintech/japan-stablecoin-regulatory-landscape/",
      "https://finwiki.zksc.io/ja/fintech/jp-stablecoin-dcjpy/",
      "https://finwiki.zksc.io/ja/fintech/jp-stablecoin-progmat/",
      "https://finwiki.zksc.io/ja/fintech/jp-trust-type-sc-architecture/",
      "https://finwiki.zksc.io/ja/fintech/stablecoin-channel-japan-sbi-jpyc-ring/",
      "https://finwiki.zksc.io/ja/payment-firms/jpyc/",
      "https://finwiki.zksc.io/ja/payment-firms/progmat/",
      "https://finwiki.zksc.io/ja/payments/funds-transfer-vs-prepaid-boundary/",
      "https://finwiki.zksc.io/ja/payments/japan-bnpl-credit-purchase-boundary/"
    ],
    "external_links_count": 6,
    "external_links": [
      "https://jpyc.co.jp/about",
      "https://progmat.co.jp/news/",
      "https://www.decurret-dcp.com/pressrelease/",
      "https://www.fsa.go.jp/menkyo/menkyoj/denshikessaisyudan.xlsx",
      "https://www.fsa.go.jp/policy/virtual_currency02/",
      "https://www.sbivc.co.jp/usdc"
    ]
  },
  "metrics": {
    "nonspace_chars": 12674,
    "word_like_tokens": 1930,
    "inbound_wikilinks_count": 3,
    "last_modified": "2026-07-29"
  }
}
