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  "domain": "banking",
  "title": "Regional bank API and digital partnership route in Japan",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Regional bank API and digital partnership route in Japan",
    "aliases": [
      "regional-bank-api-digital-partnership-route",
      "Japan regional bank API route",
      "地方銀行 API digital partnership"
    ],
    "domain": "banking",
    "type": null,
    "created": "2026-05-22",
    "last_updated": "2026-07-29",
    "last_tended": "2026-07-29",
    "review_by": "2026-10-27",
    "confidence": "likely",
    "tags": [
      "banking",
      "regional-bank",
      "bank-api",
      "digital-partnership",
      "electronic-payment-agency",
      "fintech"
    ],
    "status": "active",
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    "related": [],
    "note": null,
    "sources": [
      "https://www.fsa.go.jp/menkyo/menkyoj/dendai.pdf",
      "https://www.zenginkyo.or.jp/abstract/council/openapi/",
      "https://www.zenginkyo.or.jp/fileadmin/res/abstract/council/openapi/openapi_text_1.pdf",
      "https://www.boy.co.jp/renkei/index.html",
      "https://www.boy.co.jp/renkei/api.html",
      "https://www.boj.or.jp/finsys/c_aft/workshop/data/rel180611b4.pdf",
      "https://www.tsukubabank.co.jp/cms/article/d5ba785feeb1f01e897ce2217e049b059cca84bc/"
    ]
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  "summary": "Regional-bank digital partnership in Japan is not just \"a bank app.\" It is split into electronic payment agency API contracts, shared API platforms, bank-owned apps, accounting / treasury integrations, BaaS-style bank partnerships, and account-direct payment rails.",
  "headings": [
    "Regional bank API and digital partnership route in Japan",
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    "Route Map",
    "Regional Examples",
    "Control Questions",
    "JapanFG Relevance",
    "Research Checklist",
    "Related",
    "Sources"
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