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  "raw_markdown_url": "https://finwiki.zksc.io/banking/japan-banking-license-tier-comparison-matrix.md",
  "domain": "banking",
  "title": "Japan banking-license tier comparison matrix",
  "entry_type": "wiki_entry",
  "frontmatter": {
    "title": "Japan banking-license tier comparison matrix",
    "aliases": [
      "Japan banking license tier matrix",
      "Japan bank license tiers",
      "Japanese banking license categories",
      "銀行免許 tier comparison",
      "日本 banking license matrix"
    ],
    "domain": "banking",
    "type": null,
    "created": "2026-05-24",
    "last_updated": "2026-07-29",
    "last_tended": "2026-07-29",
    "review_by": "2026-10-27",
    "confidence": "likely",
    "tags": [
      "banking",
      "license",
      "regulation",
      "banking-act",
      "fsa",
      "cooperative-banking",
      "foreign-bank",
      "trust-bank",
      "net-bank",
      "japan"
    ],
    "status": "active",
    "canonical_anchor": null,
    "related": [],
    "note": null,
    "sources": [
      "https://www.fsa.go.jp/menkyo/menkyoj/ginkou.xlsx",
      "https://www.fsa.go.jp/menkyo/menkyoj/shinkin.xlsx",
      "https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx",
      "https://www.fsa.go.jp/menkyo/menkyoj/rokin.xlsx",
      "https://www.fsa.go.jp/menkyo/menkyo.html",
      "https://www.fsa.go.jp/common/law/guide/city/index.html",
      "https://www.fsa.go.jp/common/law/guide/chusho/index.html",
      "https://www.fsa.go.jp/common/law/guide/chusho/05.html",
      "https://www.fsa.go.jp/common/law/guide/city/06.html",
      "https://www.dic.go.jp/",
      "https://www.sic.or.jp/afc/about/summary/summary/mechanism-insurance-savings/",
      "https://www.boj.or.jp/en/about/education/oshiete/kess/i08.htm",
      "https://www.boj.or.jp/paym/torihiki/ichiran.pdf",
      "https://www.bis.org/",
      "https://www.zenginkyo.or.jp/en/banks/financial-institutions/",
      "https://www.shintaku-kyokai.or.jp/trust/trustbanks/",
      "https://www.jabank.org/about/sikumi/",
      "https://www.jabank.org/about/sikumi/banksystem/",
      "https://www.nochubank.or.jp/about/features.html",
      "https://www.jfmbk.org/about/housin.html",
      "https://www.shinkin.org/shinkin/seido/index.html",
      "https://www.japaneselawtranslation.go.jp/"
    ]
  },
  "summary": "Japan's deposit-taking system is not one legal form. The Banking Act, the Act on Engagement in Trust Business Activities by Financial Institutions, 信用金庫法, 中小企業等協同組合法 / 協金法, 労働金庫法, 農協法 / 水協法, and 農林中央金庫法 create different perimeters. At the same time, “megabank”, “regional bank”, “second regional bank",
  "headings": [
    "Japan banking-license tier comparison matrix",
    "TL;DR",
    "Wiki route",
    "Why a tier matrix matters",
    "Tier 1 — Megabank (普通銀行 / 都市銀行)",
    "Tier 2 — Regional bank (地方銀行)",
    "Tier 3 — Second regional bank (第二地方銀行)",
    "Tier 4 — Trust bank (信託銀行)",
    "Tier 5 — Net bank (ネット銀行)",
    "Tier 6 — Foreign bank branch (外国銀行支店)"
  ],
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      "cooperative-banks/norinchukin",
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      "financial-licenses/bank-license-and-baas-boundary",
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