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  "domain": "banking",
  "title": "GMO Aozora Net Bank operating profile (GMO あおぞらネット銀行)",
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  "frontmatter": {
    "title": "GMO Aozora Net Bank operating profile (GMO あおぞらネット銀行)",
    "aliases": [
      "banking/gmo-aozora-net-bank",
      "GMO Aozora Net Bank operating profile",
      "GMOあおぞらネット銀行 operating profile",
      "GMO Aozora corporate API bank",
      "あおぞら信託銀行 (旧称) operating profile"
    ],
    "domain": "banking",
    "type": null,
    "created": "2026-05-25",
    "last_updated": "2026-07-29",
    "last_tended": "2026-07-29",
    "review_by": "2026-10-27",
    "confidence": "likely",
    "tags": [
      "banking",
      "net-bank",
      "sme-bank",
      "corporate-bank",
      "api-banking",
      "embedded-finance",
      "gmo",
      "aozora",
      "baas"
    ],
    "status": "active",
    "canonical_anchor": "payment-firms/gmo-aozora-net",
    "related": [],
    "note": null,
    "sources": [
      "https://gmo-aozora.com/",
      "https://gmo-aozora.com/company/outline.html (株主構成: 出資 あおぞら50%/GMO IG25%/GMO FH25%, 議決権 あおぞら85.12%/GMO 7.43%+7.43%)",
      "https://gmo-aozora.com/news/",
      "https://gmo-aozora.com/anshin-wide/",
      "https://gmo-aozora.com/api-cooperation/",
      "https://gmo-aozora.com/business/api-cooperation/apilineup.html",
      "https://gmo-aozora.com/company/disclosure.html",
      "https://gmo-aozora.com/company/disclosure/pdf/disclosure/202601disclosure.pdf",
      "https://www.gmo.jp/",
      "https://www.aozorabank.co.jp/",
      "https://www.fsa.go.jp/menkyo/menkyoj/ginkou.xlsx"
    ]
  },
  "summary": "This entry sits under banking index as the operating-profile companion to the entity anchor at GMO あおぞらネット銀行 entity anchor. Read it within the segment map at Japan net bank competition map, against the corporate-API peer 住信SBIネット銀行 / NEOBANK and the consumer-led net-bank cohort Rakuten Bank · PayPay",
  "headings": [
    "GMO Aozora Net Bank operating profile (GMO あおぞらネット銀行)",
    "Wiki route",
    "TL;DR",
    "1. Identity and ownership",
    "How the JV came together",
    "Group-context positioning",
    "Corporate / SME / freelancer account franchise",
    "Business-loan flagship: あんしんワイド",
    "Bank API for Developers",
    "Partner evidence protocol"
  ],
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